Senior Risk Financial Analyst: Forecast & Optimize P&L

Credit One Bank; Las Vegas (NV); On-site; USD 90,000 - 120,000; Full time

Job summary

Credit One Bank, N.A. in Las Vegas, NV, seeks a Senior Financial Analyst to manage risk performance and profitability of existing customer account programs.

The role involves deep-dive analysis at the program level, identifying opportunities to improve performance and forecasting delinquency and profitability. Responsibilities include analyzing historical P&L, presenting trends to management, forecasting using Excel/SAS models, testing strategies to grow profitability, and creating ad-hoc

Qualifications

• Bachelor's degree in Finance, Economics, Mathematics, Statistics or related field.
• 5+ years work experience in Finance, Risk, Analytics, or similar role in a professional corporate environment
• 5+ years advanced use of: Microsoft Excel, Microsoft PowerPoint, SAS or SQL
• Excellent analytical, problem-solving, and decision-making skills
• Ability to prioritize projects, work independently, deal with ambiguity, handle tight deadlines, and achieve effective results in a fast-paced, dynamic environment
• Experience analyzing large data sets, developing recommendations, and simplifying for presentation
• Excellent verbal and written communication skills
• Ability to work well with various departments and teammates
• Constant desire to learn and grow

Responsibilities

• Analyze program-level historical P&L performance to identify revenue opportunities and risk factors such as roll rates and delinquent buckets at an early stage.
• Communicate trends and findings to team members, upper management, and various stakeholders via department meetings with PowerPoint presentations on a monthly and quarterly basis.
• Forecast future performance of existing customer programs utilizing Excel-based and/or SAS-based P&L forecast models while assessing variances between forecasted vs actual results.
• Optimize strategies to grow the company’s bottom line including testing of various fees, credit line increase and convenience check amounts.
• Develop ad-hoc historical reports to assist with financial analysis as needed.

Skills

Analytical thinking

Problem-solving

Decision-making

Communication

Education

Bachelor's degree in Finance, Economics, Mathematics, Statistics or related field

Advanced degree preferred

Tools

Microsoft Excel

Microsoft PowerPoint

SAS

SQL

Job description

Credit One Bank, N.A. in Las Vegas, NV, seeks a Senior Financial Analyst to manage risk performance and profitability of existing customer account programs.

The role involves deep-dive analysis at the program level, identifying opportunities to improve performance and forecasting delinquency and profitability. Responsibilities include analyzing historical P&L, presenting trends to management, forecasting using Excel/SAS models, testing strategies to grow profitability, and creating ad-hoc