Senior Risk Data Analyst – Remote, Fraud & Loss Focus

Binance US; San Diego (CA); Remote; USD 120,000 - 160,000; Full time

Benefits offered by this job

Unlimited PTO

Mental wellness benefits

Remote‑First Culture

401k with employer match

Job summary

Binance.US is seeking a Senior Data Analyst, Risk to own end-to-end analysis of payment, chargeback data, and net loss drivers. You will investigate fraud, design risk models, and monitor loss with dashboards in a fast-paced fintech environment.

The role emphasizes experimentation, ML pattern discovery, and collaboration with Risk, Payments, and Product to ship impactful risk improvements. Remote-friendly, data-driven culture.

Qualifications

• 4+ years in risk analytics.
• Strong SQL, plus Python or R for quantitative analysis, statistical modeling.
• Hands‑on experience with payment / chargeback data (reason codes, net loss attribution, etc).
• Solid grasp of A/B testing and experiment design (hypothesis, guardrails, readout).
• Strong data visualization and dashboarding skills.

Responsibilities

• Own the analysis of user lifecycle on-platform activities from on‑ramp payment, trading, to withdrawal end to end.
• Deep‑dip into fraud cases and user profiles to quantify exposure, design and backtest strategies/models to manage exposures.
• Design and analyze A/B experiments to measure the impact of risk rule and process changes on loss, pass rate, and customer friction.
• Leverage ML techniques to surface patterns in fraud and loss data.
• Break down net loss by driver (fraud type, payment method, user segment) and track it as a core monitoring metric.
• Build and maintain dashboards and monitoring for all essential Risk & Compliance payment metrics, with clear alerting when trends move.
• Partner with Risk, Payments, and Product to turn analysis into shipped changes.
• Run ad‑hoc analysis to investigate emerging fraud and loss trends and quantify their impact fast.

Skills

SQL

Python

Fraud analysis

Data visualization

A/B testing

Statistical modeling

Job description

Binance.US is seeking a Senior Data Analyst, Risk to own end-to-end analysis of payment, chargeback data, and net loss drivers. You will investigate fraud, design risk models, and monitor loss with dashboards in a fast-paced fintech environment.

The role emphasizes experimentation, ML pattern discovery, and collaboration with Risk, Payments, and Product to ship impactful risk improvements. Remote-friendly, data-driven culture.