Senior Risk Analytics & Portfolio Analyst (Automotive)

iA American Warranty Group; Addison (TX); On-site; USD 90,000 - 115,000; Full time

Benefits offered by this job

Flexible Health, Dental, and Vision insurance

401(k) with company match

PTO plan

Employee and family assistance program

Ergonomic furniture program

Performance bonus

Hybrid work environment with flexible workspace options

Job summary

iA American Warranty Group in Addison, Texas, is seeking a Senior Risk & Data Analyst to advance data-driven loss control and underwriting strategies across vehicle service contracts. This role will involve analyzing portfolio performance, developing KPIs, and leveraging AI technologies.

The successful candidate will have over 5 years of experience in risk analytics and a relevant bachelor's degree, preferably in finance or data analytics. Flexible health plans and a performance bonus are among the offered benefits.

Qualifications

• 5+ years of experience in underwriting, risk analytics, actuarial support, or financial analysis.
• Experience in automotive, insurance, or F&I products is strongly preferred.
• Intermediate English proficiency for regular communication.

Responsibilities

• Analyze portfolio performance across products to identify trends and loss drivers.
• Design and automate reporting solutions for better visibility into performance.
• Identify opportunities to leverage AI and automation to improve workflows.

Skills

Risk analytics

Data analysis

Business intelligence

Data reporting

AI and automation

Education

Bachelor’s degree in finance, economics, mathematics, data analytics, or a related field

Tools

Qlik

PowerBI

Salesforce

Job description

Overview

Full‑Time | Hybrid | Location Flexible (U.S.)

Senior Risk & Data Analyst — you will play a key role in advancing data‑driven loss control, underwriting, pricing, and portfolio management strategies across vehicle service contracts, GAP, and ancillary products. This is an opportunity to showcase analytical expertise, business acumen, and an innovation mindset within a caring and trustworthy company.

What You’ll Accomplish With Us

• Risk Analytics & Portfolio Management (60%)
  • Analyze portfolio performance across products (VSC, GAP, Tire & Wheel, etc.) to identify trends, loss drivers, and profitability opportunities
  • Develop and monitor KPIs related to loss ratios, frequency/severity trends, and reserve adequacy
  • Conduct deep‑dive analyses on claims trends, inflation impacts (parts/labor), and emerging risk patterns
  • Provide recommendations to leadership on reserves, underwriting guidelines, and program structure
  • Lead quarterly and annual business reviews with data‑driven insights
• Data, Reporting & Business Intelligence (20%)
  • Design and automate reporting solutions to improve visibility into underwriting and claims performance
  • Contribute to dashboards and analytical tools using Excel, BI tools, Salesforce, and other platforms
  • Standardize reporting frameworks to ensure consistency and audit‑readiness
  • Partner with IT to enhance data structures, data quality, and system capabilities
• AI & Process Automation (20%)
  • Identify opportunities to leverage AI, automation, and advanced analytics to improve underwriting and reporting workflows
  • Assist in implementing tools or models that streamline decision‑making (e.g., exception handling, claims trend detection)
  • Partner with cross‑functional teams to incorporate AI‑driven insights into operational processes
  • Support continuous improvement initiatives focused on efficiency, scalability, and accuracy

Qualifications

• 5+ years of experience in underwriting, risk analytics, actuarial support, or financial analysis
• Bachelor’s degree in finance, economics, mathematics, data analytics, or a related field
• Experience in automotive, insurance, or F&I products (strongly preferred)
• Exposure to actuarial concepts such as loss development, reserving, and pricing methodologies
• Experience with BI tools (Qlik, PowerBI) and working with large datasets
• Intermediate English proficiency for regular communication with leadership, product teams, claims, and IT

Benefits

• Flexible Health, Dental, and Vision insurance
• 401(k) with company match
• PTO plan
• Employee and family assistance program
• Ergonomic furniture program
• Performance bonus
• Hybrid work environment with flexible workspace options

Applicants must be authorized to work for any employer in the U.S. We are unable to support or take over sponsorship of employment visas at this time, including H-1B visas and STEM OPT.

About Us
iA American Warranty, L.P. and related entities are part of iA Financial Group, a large insurance and wealth management organization. We offer automotive protection packages, reinsurance options, dealer support, direct‑to‑consumer products, and more. iA Financial Group is a major Canadian insurer with a longstanding commitment to employee development and inclusion.