Senior Risk & Controls Analyst - Fraud, Compliance & Data

Tata Consultancy Services; South Carolina; On-site; USD 68,000 - 80,000; Full time

Benefits offered by this job

Discretionary Annual Incentive

Comprehensive Medical Coverage

Family Support: Parental Leaves

Auto & Home Insurance

Commuter Benefits & Training Reimburse

Job summary

Tata Consultancy Services is seeking a Risk & Controls Analyst to support fraud operations, third‑party risk, regulatory compliance, and operational risk management within a financial services or fintech setting.

The role requires executing control assessments, identifying gaps, tracking issues to closure, and producing governance-ready reports for leadership and risk stakeholders. You will run SQL queries and collaborate with multiple teams to strengthen control effectiveness.

Qualifications

• 5+ years of risk and controls experience in financial services.
• Hands-on control testing, QA reviews, issue management, and remediation tracking.
• Knowledge of RESPA, Regulation B, ECOA, TRID, Regulation Z, AML, KYC, OFAC.
• Ability to translate data into technical requirements for data/tech teams.
• Strong communication and stakeholder management.

Responsibilities

• Execute control assessments, quality reviews, and compliance testing across fraud operations, consumer banking, mortgage, and third-party risk processes.
• Validate investigative processes, case documentation, analyst decisions, and operational procedures against internal policy, regulatory requirements, and governance standards.
• Identify control gaps, quality issues, regulatory exceptions, and operational risks; perform root cause analysis and recommend corrective actions.
• Track issues, exceptions, remediation plans, and management action plans through closure while monitoring aging, escalation needs, and audit readiness.
• Prepare monthly dashboards, executive reports, and governance updates summarizing control performance, exception trends, remediation status, and emerging fraud or compliance risks.

Skills

Risk & controls

Fraud operations

QA & testing

Data analysis

Regulatory knowledge

Education

Diploma

Tools

SQL

Job description

Tata Consultancy Services is seeking a Risk & Controls Analyst to support fraud operations, third‑party risk, regulatory compliance, and operational risk management within a financial services or fintech setting.

The role requires executing control assessments, identifying gaps, tracking issues to closure, and producing governance-ready reports for leadership and risk stakeholders. You will run SQL queries and collaborate with multiple teams to strengthen control effectiveness.