Senior Risk Consultant

AIG; Philadelphia (Philadelphia County); On-site; USD 65,000 - 100,000; Full time

Job summary

Join a forward-thinking company as a Senior Casualty Risk Consultant, where you will play a crucial role in evaluating and mitigating risks for clients. In this dynamic position, you will work closely with underwriters to assess safety cultures and provide insightful recommendations. Your expertise will help shape insurance programs that protect businesses from various liabilities. This role offers the chance to collaborate with a diverse team, engage with clients directly, and travel occasionally. If you're passionate about risk management and making a difference, this is the opportunity for you.

Benefits

Comprehensive Benefits Package

Professional Development Opportunities

Flexible Work Environment

Employee Resource Groups

Health and Wellbeing Programs

Qualifications

• 5+ years in insurance loss control or EHS management.
• Strong verbal and written communication skills are essential.

Responsibilities

• Evaluate operations and safety culture of accounts.
• Conduct casualty loss prevention surveys and provide reports.

Skills

Insurance Loss Control

Analytical Skills

Communication Skills

Project Management

Microsoft Office

Education

Bachelor's Degree

Tools

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Microsoft Teams

Microsoft Outlook

Job description

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses protect their assets and manage risks.

Get to know the business

General Insurance is a leading provider of insurance products and services for commercial insurance customers. It includes one of the world’s most far-reaching property casualty networks. General Insurance offers a broad range of products to customers through a diversified, multichannel distribution network.

AIG Risk Consulting helps AIG’s Underwriting teams identify, understand, and mitigate risk to the portfolio and to individual accounts. Our people provide in-depth research and analysis of the issues our insureds face and provide guidance for our Underwriting teams so they can better shape insurance programs. We develop intelligence on historical loss drivers, and we stay on top of the latest emerging risk issues that could become claims activity. We are reimagining how we help the organization manage risk, transforming our operating model and getting better every day about serving our customers and stakeholders.

In addition to Underwriter support, Risk Consultants work directly with clients to identify and mitigate risks to their business such as worker’s compensation, auto or fleet liability, and premises and products liability. When you join AIG’s Risk Consulting team, you are joining a team that is pivotal to developing and executing on AIG’s strategy to be the leading insurance company, standing by our insureds for the next hundred years.

About the role

The Casualty Risk Consulting team of AIG has an opportunity for a Senior Casualty Risk Consultant in our Philadelphia, PA or New York, NY office.

• This loss control position will work closely with AIG Underwriters to evaluate the operations, controls, and safety culture of various accounts with worker’s compensation, commercial auto liability, and general liability exposures and provide detailed written reports to help underwriting make informed decisions regarding risk transfer.
• The position also calls for the ability to work directly with insureds on worker safety programs, premises exposures, and product liability. This includes conducting casualty loss prevention surveys remotely and on-site at industrial and commercial facilities, including:
  • Identify operational hazards and assess the adequacy of the controls
  • Analyze of downstream risks of products to users/customers
  • Identify and assess off-site exposures for various assets within a portfolio
  • Identify exposures/risk within supply chain
  • Conduct plan reviews
  • Evaluate claims data and work with our analytics team to develop insights and potential action plans
  • Document survey results and provide opinion of risk/recommendations to both underwriting and clients
  • Provide documentation for underwriting files meeting state regulatory and AIG auditing guidelines
• While the position’s focus is support for AIG’s Primary Casualty lines (WC/AL/GL), there will also be opportunities to partner with Underwriting and Risk Consulting personnel in Environmental, Excess Casualty, and other lines of business.
• Travel: up to 25%

What we’re looking for :

• Minimum of a Bachelor’s degree
• Minimum of five (5) years of experience in at least one of the following areas: insurance loss control; manufacturing or energy industry; or environmental, health & safety (EHS) management.
• Strong verbal, written and analytic skills.
• Highly motivated and work well independently. The individual must be able to make decisions with and without established guidelines and to provide technical support to underwriters and clients.
• Must be able to manage outside contractors/vendors, which AIG uses to conduct some of the on-site and/or specialized worker safety loss control and regulatory tasks.
• Must be a team-player able to work with individuals across AIG on diverse projects.
• Ability to complete assignments on-time.
• Excellent interpersonal and communications skills.
• Computer skills with knowledge in Microsoft Office products including Word, Excel, PowerPoint, Teams and Outlook.
• Ability to prepare and make presentations to internal and external clients both in-person or on camera with web-based applications.
• Familiarity with state insurance regulatory requirements and/or the state and federal litigation system.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to [e-mail] .

AIG reserves the right to conduct a criminal background check, tailored to the requirements of a job, after a conditional employment offer is made. Unless otherwise required by law, AIG does not automatically exclude any applicant with a criminal conviction for a job or class or jobs. For more information about Philadelphia law specifically, copy and paste the following link within your browser: http://www.phila.gov/HumanRelations/PDF/BTB POSTER FINAL_3-9-16.pdf

Functional Area:

About the company

We're a leading global insurance organization with operations in more than 80 countries and jurisdictions. We provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to support our clients in business and in life through our General Insurance, Life & Retirement and Investments business units.What unites us across all of these offerings is our commitment to helping individuals, businesses and communities prepare for and respond to times of uncertainty. Whether serving those facing natural disasters or millions of Americans striving for a financially secure retirement, we have the specialist expertise to help clients better manage risk.