Sr. Operational Risk Consultant

Mainstreetwashington; Des Moines (IA); Remote; USD 93,000 - 170,000; Full time

Job summary

A leading company in the insurance industry is seeking a Sr Operational Risk Consultant to enhance risk management efforts in the Life and MG Underwriting business. This remote role involves evaluating operational risks, developing remediation strategies, and collaborating with business partners to balance risk management with growth opportunities. The ideal candidate will have significant experience in operational risk within the life insurance sector, along with strong interpersonal and project management skills.

Benefits

Leadership development

PTO/parental leave

Competitive 401K

Tuition assistance program

Free financial counseling

Qualifications

• 5-7+ years of Operational Risk experience required.
• Experience in Life Insurance Industry preferred.
• Ability to work independently and be highly organized.

Responsibilities

• Conducting workflow risk reviews and developing remediation plans.
• Communicating risks with internal customers.
• Identifying and directing implementation of process improvements.

Skills

Operational Risk Management

Relationship Management

Project Management

Problem Solving

Communication

Education

Bachelor's degree

Tools

Microsoft Office Suite

Job description

Alternate Locations: Work from Home; Greensboro, NC (North Carolina); Hartford, CT (Connecticut)

Work Arrangement:

Remote : Work at home employee

Relocation assistance: is not available for this opportunity.

Requisition #: 74677

The Role at a Glance

We are excited to be hiring a dynamic Sr Operational Risk Consultant to our Life and MG Underwriting and New Business Operational Risk Team. In this role, you will be evaluating and remediating operational risks related to Market Conduct Exams and developing innovation based on findings for the Lincoln’s Life and MG New Business and Underwriting business. You will also have exposure to the business, which presents a unique opportunity to balance mitigating risk with business growth.

What you'll be doing

• Conducting workflow risk reviews and developing/administering remediation plans in response to potential Market Conduct findings

• Researching vulnerabilities in processes and procedures to identify risks and exposure

• Intermediary for the Life Underwriting & New Business team with legal and compliance enterprise business partners

• Communicating and educating risks with internal customers

• Representing operational risk during the development of strategic initiatives

• Advising and consulting on various risk discussions focused on area of expertise

• Maintains knowledge on current and emerging developments/trends, assesses the impact, and collaborates with senior management to incorporate new trends and developments in current and future solutions

• Directs and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives within assigned area(s)

• Identifies and directs the implementation of process improvements that significantly improve risk results across the team, department and/or business unit

• Provides subject matter expertise to team members and applicable internal/external stakeholders on complex assignments/projects

• Provides direction on complex assignments, projects, and/or initiatives to build and enhance the capability of their assigned area(s)

What we’re looking for

Must-haves:

· 5 – 7+ years of experience in Operational Risk as it relates to the specifics of this position

· 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's)

· Experience in the Life Insurance Industry

· Enjoys working independently and highly organized

· Demonstrated ability to identify and recommend processes improvements

· Demonstrated strong relationship management skills with internal clients (e.g. senior management, peers and colleagues); proven ability to develop creative and collaborative approaches

· Demonstrates strong interpersonal skills with a collaborative style

· Demonstrates strong project management leadership skills including, critical ability to coordinate and balance multiple projects in a time-sensitive environment, under pressure, and meeting deadlines

· Confident, comfortable communicator with strong written and verbal communication skills

· Ability to solve problems and deal with a variety of concrete variables in situations where only limited standardization exists

· Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)

Nice-to-haves:

• Demonstrated compliance and/or legal experience

• Six Sigma or Lean Six Sigma Certification

Application Deadline

Applications for this position will be accepted through June 27th, 2025, subject to earlier closure due to applicant volume

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you:

• Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes

• Leadership development and virtual training opportunities

• PTO/parental leave

• Competitive 401K and employee benefits (https://www.lincolnfinancial.com/public/aboutus/careers/lifeatlincoln#benefits)

• Free financial counseling, health coaching and employee assistance program

• Tuition assistance program

• Work arrangements that work for you

• Effective productivity/technology tools and training

The pay range for this position is $93,300 - $169,700 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating an inclusive (https://www.lincolnfinancial.com/public/aboutus/companyoverview/ourvalues/diversityinclusion) environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Follow us on Facebook (https://www.facebook.com/lincolnfinancial/) , X (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/lincolnfinancial/) , Instagram (https://www.instagram.com/lincolnfinancial/) , and YouTube (https://www.youtube.com/@Lincoln_Financial) . For the latest company news, visit our newsroom (https://www.lincolnfinancial.com/public/aboutus/newsroom) .

Be Aware of Fraudulent Recruiting Activities

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [e-mail] if you encounter a recruiter or see a job opportunity that seems suspicious.

Additional Information

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

This Employer Participates in E-Verify. See the E-Verify (https://www.e-verify.gov) notices.

Este Empleador Participa en E-Verify. Ver el E-Verify (https://www.e-verify.gov/es) avisos.

Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.