Senior Risk Analyst First Citizens Bank

Lawton Senior Living; San Francisco (CA); On-site; USD 80,000 - 120,000; Full time

Job summary

An established industry player is seeking a Senior Risk Analyst to enhance their credit research and analysis capabilities. In this pivotal role, you will be responsible for evaluating counterparties, conducting fundamental credit research, and providing insightful recommendations to mitigate risks. The position requires a strong analytical mindset and the ability to communicate effectively with leadership teams. If you are passionate about finance and eager to contribute to a dynamic team, this opportunity offers a chance to make a significant impact while advancing your career in a supportive environment focused on community and well-being.

Benefits

Community Well-being

Emotional/Social Well-being

Financial Well-being

Physical Well-being

Qualifications

• 3-7 years of relevant credit research experience in investment management or rating agencies.
• Strong analytical and financial modeling skills with attention to detail.

Responsibilities

• Build counterparty-specific coverage and monitor existing exposures.
• Develop financial models and lead due diligence of counterparty opportunities.
• Prepare sector overviews and provide insights for ad-hoc projects.

Skills

Credit Research

Financial Analysis

Excel

Bloomberg

Python

SQL

Analytical Skills

Financial Modeling

Effective Communication

Education

Bachelor’s Degree

MBA, CTP, or CFA

Tools

Excel

Bloomberg

Python

SQL

Job description

Job Highlights

Title	Senior Risk Analyst
Type	Full Time
Experience	Required
Function	Compliance/Risk
Location	San Francisco, CA, United States
Company	First Citizens Bank

Company Profile

First Citizens Bank helps personal, business, commercial, and wealth clients to build financial strength. It offers an array of general banking services.

Job Profile

The bank is seeking a Senior Risk Analyst who will be responsible for building out credit research and analysis within Liquidity Product Management, providing fundamental credit research and financial analysis of SVB counterparties, offering recommendations regarding risk, evaluating new counterparties, and recommending actions related to existing counterparties.

Education Level

• Bachelor’s Degree or (HS or GED with 4 additional years of relevant experience)

Work Experience

• 3-7 years of relevant credit research experience in investment management, rating agency, or debt capital markets/leverage finance

Duties/Responsibilities

• Build out counterparty-specific coverage, including ongoing monitoring of existing exposures and risks.
• Communicate views orally and in writing to the product and risk leadership teams in a timely fashion.
• Develop financial models and relative value analysis.
• Lead due diligence of counterparty opportunities including researching financial institutions, and reviewing key factors including financial performance, competitive position, etc.
• Maintain productive relationships with senior management and key external contacts for our counterparties to help inform decisions.
• Perform fundamental corporate credit research and financial analysis of business-critical counterparties.
• Prepare sector overviews, company reports, and quarterly earnings reviews.
• Provide insights and support to drive ad-hoc projects.

Preferred Qualifications

• 7+ years of experience of relevant credit research experience in investment management, rating agencies, or debt capital markets/leverage finance
• Passionate about markets, research, and investing
• Possess a growth mindset and be a team player who can adapt to change
• MBA, CTP, or CFA is a plus

Skills/Knowledge/Abilities

• Ability to prioritize multiple projects, improve processes, and work collaboratively with research analysts, product managers, financial risk management teams, and other key stakeholders
• Effective communicator who can organize, interpret, and summarize information succinctly
• Proficiency with Excel and Bloomberg. Knowledge of Python, SQL, and other programming languages is preferred
• Strong analytical and financial modeling skills with keen attention to detail.

Benefits/Perks

• Community Well-being
• Emotional/Social Well-being
• Financial Well-being
• Physical Well-being

Employer’s Statement

First Citizens Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race (including traits historically associated with race, such as hair texture and protective hairstyles), color, religion, national origin, sex, age, disability, protected veteran status, sexual orientation, gender identity, genetic information, military membership, application, or obligation, or any other legally protected status.