Senior Residential Mortgage Underwriter II

ADP, Inc.; Swansea (IL); Vor Ort; USD 70.000 - 91.000; Vollzeit

Benefits dieser Stelle

Competitive benefits

Career development opportunities

Stability of BayCoast Bank

Zusammenfassung

BayCoast Mortgage Company in Swansea, MA is seeking an experienced Residential Mortgage Underwriter II to manage a diverse pipeline and make sound credit decisions while delivering exceptional service. This is more than a traditional underwriting role and requires strong analytical and communication skills.

The role covers conventional, FHA, VA, jumbo, portfolio, construction, and renovation loans, using DU, LPA, FHA TOTAL Scorecard, and other investor systems; collaboration with originators and

Qualifikationen

• 5-7 years of progressive residential mortgage underwriting experience.
• Experience with conventional, FHA, VA, jumbo, portfolio, construction, and renovation loans.
• Advanced knowledge of income analysis, tax returns, asset review, credit evaluation, and mortgage compliance.
• Experience with delegated underwriting authority and mortgage loan originating systems.
• Exceptional analytical, organizational, and communication skills.
• Ability to manage multiple priorities in a fast-paced production environment.

Aufgaben

• Underwrite and approve residential mortgage loans within delegated authority while maintaining an active pipeline.
• Review and clear underwriting conditions to support service level commitments.
• Provide guidance to loan originators and operations staff on loan structure and investor eligibility requirements.
• Communicate underwriting decisions, conditions, and documentation requirements clearly and professionally.
• Maintain knowledge of FNMA, FHLMC, FHA, VA, jumbo, and state housing guidelines.

Kenntnisse

Residential mortgage underwriting

Analytical skills

Communication skills

Multi-tasking

Customer service

Ausbildung

Bachelor's degree in Business, Finance, Accounting, Economics, or related field

MA Housing and RI Housing underwriting experience

FHA Direct Endorsement (DE) Certification

Tools

DU

LPA

FHA TOTAL Scorecard

Underwriting systems

Jobbeschreibung

BayCoast Mortgage Company in Swansea, MA is seeking an experienced Residential Mortgage Underwriter II to manage a diverse pipeline and make sound credit decisions while delivering exceptional service. This is more than a traditional underwriting role and requires strong analytical and communication skills.

The role covers conventional, FHA, VA, jumbo, portfolio, construction, and renovation loans, using DU, LPA, FHA TOTAL Scorecard, and other investor systems; collaboration with originators and