Senior Residential Construction Loan Expert (Hybrid/Remote)

Socket.dev; Winter Haven (FL); On-site; USD 76,000 - 122,000; Full time

Job summary

SouthState Bank is seeking a Residential Construction Senior Specialist to oversee loan administration from pre-closing through project completion. This role partners with borrowers, builders, and internal teams to ensure compliant, timely progress and robust risk management.

The Senior Specialist serves as a subject matter expert, approves builder and contract details, validates budgets, and guides junior staff while maintaining strong communication across departments and with stakeholders.

Qualifications

• Extensive knowledge of residential mortgage lending and construction.
• Strong verbal communication and interpersonal skills are crucial for coordinating multiple parties.

Responsibilities

• Perform comprehensive review of construction contracts for policy alignment.
• Identify and resolve contract inconsistencies and communicate risk implications.
• Provide onboarding guidance to team members and support inspection/draw processes.
• Monitor active construction loan portfolio to identify negative trends and risks.
• Coordinate with borrowers, builders, and internal teams to ensure compliant completion.

Skills

Residential mortgage lending

Residential construction

Verbal communication

Interpersonal skills

Education

Bachelor’s degree

State Builder or General Contractor License

Job description

SouthState Bank is seeking a Residential Construction Senior Specialist to oversee loan administration from pre-closing through project completion. This role partners with borrowers, builders, and internal teams to ensure compliant, timely progress and robust risk management.

The Senior Specialist serves as a subject matter expert, approves builder and contract details, validates budgets, and guides junior staff while maintaining strong communication across departments and with stakeholders.