Senior Remote Mortgage Underwriter

Jobot; Olde West Chester (OH); Remote; USD 95,000 - 110,000; Full time

Benefits offered by this job

Competitive compensation

Remote work option

Health, life and disability coverage

401(k) plan

Employee Stock Ownership Program

Generous paid time off

Job summary

Jobot in the United States is seeking a Senior Mortgage Underwriter to help families achieve homeownership with a strong emphasis on accuracy and timely decisions. This primarily remote role includes occasional onsite meetings as needed, supporting conventional, FHA, and VA loan workflows.

The candidate will collaborate with mortgage partners, maintain detailed documentation, and drive efficient underwriting turnaround while upholding investor guidelines and internal standards.

Qualifications

• Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval.
• Minimum 5 years of mortgage underwriting experience.
• Strong customer service mindset with a collaborative, solution-oriented approach.
• Proven ability to work cross-functionally with mortgage and lending partners.
• Exceptional attention to detail and accuracy.
• Strong organizational, planning, and time-management skills.
• Comfort working in Microsoft Excel for data organization and analysis.
• Experience with Encompass preferred (not required).

Responsibilities

• Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines.
• Submit files through automated underwriting systems and evaluate results.
• Approve or pend loans and present qualifying files to loan committee.
• Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files.
• Maintain a consistent 24-48 hour turnaround on new submissions and resubmissions.
• Ensure accurate loan documentation and proper file maintenance.
• Utilize office systems and tools to support efficient underwriting operations.

Skills

FHA Direct Endorsement (DE)

VA underwriting

5+ years experience

Customer service mindset

Cross-functional collaboration

Attention to detail

Time management

Microsoft Excel

Encompass experience

Tools

Encompass

Excel

Job description

Jobot in the United States is seeking a Senior Mortgage Underwriter to help families achieve homeownership with a strong emphasis on accuracy and timely decisions. This primarily remote role includes occasional onsite meetings as needed, supporting conventional, FHA, and VA loan workflows.

The candidate will collaborate with mortgage partners, maintain detailed documentation, and drive efficient underwriting turnaround while upholding investor guidelines and internal standards.