Remote Senior Mortgage Underwriter (DE/VA) – Growth & Benefits

Jobot; Fairfax (VA); On-site; USD 95,000 - 110,000; Full time

Benefits offered by this job

Competitive compensation

Home purchase incentives

Disounted mortgage services

Health, life, and disability coverage

401(k) plan

Employee Stock Ownership Program

Generous paid time off

Onboarding and training

Internal promotion opportunities

Work-life balance

Job summary

Jobot is seeking a Senior Mortgage Underwriter to remotely assess and approve Conventional, FHA, and VA loan files. You will manage submissions, coordinate with branch partners, and ensure compliant documentation while maintaining a fast 24–48 hour turnaround. Occasional onsite meetings may be required as needed.

The role requires 5+ years of underwriting experience, DE/VA approvals, strong Excel skills, and a collaborative, customer-focused mindset to help families attain homeownership.

Qualifications

• Minimum 5 years of mortgage underwriting experience.
• Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval.
• Strong customer service mindset with a collaborative, solution-oriented approach.
• Experience working cross-functionally with mortgage and lending partners.
• Exceptional attention to detail and accuracy.
• Strong organizational, planning, and time-management skills.
• Comfort working in Microsoft Excel for data organization and analysis.
• Experience with Encompass preferred (not required).

Responsibilities

• Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines.
• Submit files through automated underwriting systems and evaluate results.
• Approve or pend loans and present qualifying files to loan committee.
• Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files.
• Maintain a consistent 24–48 hour turnaround on new submissions and resubmissions.
• Ensure accurate loan documentation and proper file maintenance.
• Utilize office systems and tools to support efficient underwriting operations.

Skills

Customer service

Attention to detail

Time management

Organizational skills

Cross-functional collaboration

Excel

Tools

Encompass

Job description

Jobot is seeking a Senior Mortgage Underwriter to remotely assess and approve Conventional, FHA, and VA loan files. You will manage submissions, coordinate with branch partners, and ensure compliant documentation while maintaining a fast 24–48 hour turnaround. Occasional onsite meetings may be required as needed.

The role requires 5+ years of underwriting experience, DE/VA approvals, strong Excel skills, and a collaborative, customer-focused mindset to help families attain homeownership.