Senior Relationship Banker

Profinium Inc.; Fairmont (MN); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

401K with company-match up to 5%

Profit-Sharing

Paid Vacation/Sick/Holidays/Volunteer

Job summary

Profinium Bank in Fairmont, MN is seeking a Senior Relationship Banker to deliver an outstanding customer experience and build lasting relationships with individuals and businesses.

You will handle everyday banking needs, cross-sell Profinium products, and collaborate with teammates to meet branch goals while adhering to regulatory requirements and company values.

Join a family-owned bank that offers comprehensive benefits and a clear career path in a supportive, community-focused environment.

Qualifications

• High school degree or equivalent.
• 1-2 years in a community bank and 2-4 years in customer service.
• Experience with banking systems preferred.

Responsibilities

• Provide a high level of customer service and greet walk-in customers.
• Perform cash handling and basic banking transactions.
• Retain and expand client relationships through cross-selling of Profinium products.
• Coordinate with team to meet branch goals and ensure regulatory compliance.

Skills

Customer Service

Sales Skills

Communication

Problem Solving

Attention to Detail

Adaptability

Technology Skills

Education

High school Diploma or equivalent

Tools

Banking Systems

Job description

Description

Profinium Bank has an opportunity for a Senior Relationship Banker based out of our Fairmont location!

We are a full-service, family-owned bank located in Southern MN. We offer Personal and Business Banking, Mortgage, Insurance, and Investments. Our services provide tools for our clients to achieve their financial well-being goals.

We believe that your AMAZING is possible & we are dedicated to helping our employees & clients achieve their dreams. Our Core Values of putting People First, Teamwork, Confidence, Accountable and Excel help us achieve our pursuits of:

• Cultivating excellence by challenging ourselves with courage and confidence.
• Inspiring a fun environment where innovation thrives, mentoring is essential, and our journey is celebrated.
• Delivering a legendary experience through our unrivaled service and empowering solutions.
• Vested in our communities' success with leadership, resources and time.

Why work at Profinium?

As some of our employee testimonials highlight, we value each other, positivity, and collaboration. We thrive on connectivity, teamwork, and pursuing innovative ways to help our employees grow personally & professionally.

We care for our employees & their family members, and we understand the importance of whole well-being. We offer various benefits to our employees & their family members, including:

• Health Insurance
• Dental Insurance
• Vision Insurance
• HSA with Company Match
• Basic Life Insurance (100% paid by Profinium)
• Supplemental Life Insurance for employees and their spouse/dependents
• Critical Illness Insurance
• Accident Insurance
• Hospital Indemnity
• 401K with a generous company-match of up to 5%!
• Profit-Sharing
• Student Loan Match Program
• Flexible Spending Account Options (Medical & Dependent Care)
• Education Assistance Program
• Fitness Reimbursement
• Wellness Program
• Employee Assistance Program
• Paid Vacation, Paid Sick, Paid Holidays, Paid Volunteer time
• E-Team – program that delivers energy, excitement & engagement to our team!
• Built-In Career Pathing
• Community Involvement Opportunities
• Training & Development
• Leadership Opportunities

Check out this career opportunity and see how Profinium Bank can make your AMAZING Career possible!

Scope

You are responsible for providing an AMAZING customer experience to Profinium customers. You help customers achieve their dreams & build lasting relationships. You help the organization to provide service to our customers, deepen existing customer relationships & create new customer relationships. You make recommendations for improving banking functions & products to create an AMAZING client experience!

Accountabilities

Customer Service - 60%

• You provide a high level of customer service, including greeting walk-in customers & answering incoming calls in a friendly, professional manner.
• You perform paying & receiving functions for customers. This will include cashing checks, taking deposits, withdrawals, mortgage, consumer loan & other payments. Additionally, you may provide official checks & help customers with other transaction services.
• You assist customers with their account needs. This includes checking, savings, certificates, safety deposit boxes & advanced account types such as IRA’s, HSA’s, Trust, Estate, Fiduciary, etc.
• You specialize in more advance account service needs for our clients.
• You provide a high level of customer service & are knowledgeable of the bank products offered, allowing you to understand & service the customer’s needs.
• You ensure that the assigned cash balances on a daily basis, is kept secure at all times & must keep cash drawer within assigned drawer limits.
• You understand & comply with the related laws & compliance regulations that pertain to all of your duties. Examples include bank secrecy act, privacy, & funds availability policy.
• You recognize any suspicious behavior & have the ability to make decisions when to consult management on any transactions.

REA: Retain/Expand/Attract - 35%

• You successfully retain, expand & attract clients to Profinium’s products & services. This may include expanding account relationships with existing clients, attracting prospects to the bank & participating in joint calls with our partners. This effort may include contacting clients by phone, mail, email & in person to ask for account relationships.
• You assist clients with providing recommendations to meet their banking needs, to include opening basic and more advanced new accounts (IRA’s, HSA’s) on a regular basis.
• You recommend policy/procedure enhancements to better serve customers & coworkers.
• You refer clients with lending needs to a team member who can assist them.
• You understand the basics of effectively applying selling techniques to open, develop & close a sale. You also actively cross-sell other products & services.
• You achieve personal goals set by you & your Manager.
• You achieve Team Partnership (referral) results based on annual targets communicated by your Manager.
• You assist in the successful achievement of goals set for the Branch and Bank as defined by the bank’s annual organizational objectives.
• You have a thorough understanding of current market trends/conditions.
• You have a thorough understanding of the various products & services the bank offers & effectively communicate the value of those services & products to the client or introduce them to the appropriate expert.

Other - 5%

• You assess emerging issues & potential liabilities.
• You have a basic understanding of the compliance function & provide support in this area when needed.
• You may assist with training on Relationship Banking Products & Procedures.
• As a part of the overall team of bank employees, you may be requested to assist in the support of other bank activities.
• You promote the AMAZING positive & energetic environment at Profinium by embracing our Purpose, Pledge & Pursuits (P3’s) & Core Values to guide your behavior.

Requirements

Competencies

Customer Orientated - Attention to Detail – Oral/Written Communication – Adaptable - Problem Solving – Dependable – Technology Driven – Sales Skills

Education, Experience & Skills

• You value client experience & are capable of committing to a team culture like no other!
• You take pride in providing a quality product & having fun along the way!
• You have a High school Degree or equivalent
• You have 1-2 years of experience in a community bank AND
• You have 2-4 years of experience in a customer service environment
• Experience with banking systems preferred
• Preferred that you have strong knowledge of typical bank products & services
• You have a high numerical aptitude
• You must have dexterity to count money
• You have the ability to maintain confidential information
• You have skills needed in a typical office environment, including computer skills & utilization of office equipment

While performing the duties of this job, you are regularly required to move about inside the office to access file cabinets, office machinery, attend meetings, etc. You have the ability to operate a computer, carry, handle & feel objects; reach with hands & arms; communicate effectively & efficiently in person & over the phone. You must occasionally lift &/or move up to 25 pounds or more with assistance. You have the ability to travel to other locations as needed. Specific vision abilities required include close vision, distance vision, peripheral vision, depth perception & the ability to adjust focus.

The requirements listed above are representative of the knowledge, skills &/or abilities required for this position. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions of this job. This document is intended to describe the general content & performance requirements of this position. It is not to be construed as an exhaustive statement of duties, responsibilities or requirements & does not imply a contract. Other duties may be assigned.

Profinium has the exclusive right to alter this job description at any time without notice.