Senior Property Insurance Broker

IMA Financial Group, Inc.; Denver (CO); On-site; USD 100,000 - 250,000; Full time

Benefits offered by this job

Annual Performance Bonus

Stock Purchase

Medical Plans

401(k)

Paid Time Off

Flexible Work Options

Job summary

IMA Financial Group, Inc. in Denver seeks a Senior Property Insurance Broker to lead the placement of the firm’s largest and most complex property programs, serving as the primary market-facing technical authority and revenue owner for a book of large accounts.

You will design layered structures, negotiate across global markets including Lloyd’s and Bermuda, mentor junior brokers, oversee catastrophe modeling, and ensure strict E&O standards while expanding market access.

Qualifications

• 10+ years of commercial property brokerage experience on large, complex accounts.
• Deep experience structuring and placing large shared and layered property programs.
• Advanced command of carrier and broker policy forms and manuscript wording.
• Established direct relationships across US, London, Bermuda, and E&S markets.

Responsibilities

• Lead strategy, structure, and placement for the practice's largest and most complex property accounts.
• Serve as senior market-facing negotiator across US domestic, London (Lloyd's), Bermuda, E&S / wholesale, and reinsurance markets.
• Design layered / excess towers and difference-in-conditions structures; reconcile carrier and broker forms to ensure concurrency and eliminate gaps.
• Direct catastrophe modeling oversight and interpretation (RMS / Moody's and AIR / Verisk) to translate output into recommendations.
• Own revenue accountability for a book of large accounts and support new-business pursuits, RFP responses, and placements.
• Champion the hybrid wholesale-to-direct placement strategy by cultivating direct relationships with carriers, syndicates, and Bermuda markets.
• Mentor, coach, and review the work of Property Brokers and Analysts to build bench strength and consistency.
• Establish and enforce technical standards, workflow, and E&O controls (policy checking, non-concurrency review, valuation discipline).
• Partner with risk control, analytics, and claims to deliver differentiated client outcomes and support renewals with credible risk-improvement narratives.

Skills

Property brokerage

Negotiation

Mentoring

Relationship building

Strategy development

Tools

RMS

Moody's

Verisk

Job description

The Senior Property Insurance Broker leads the placement of the largest and most complex property programs in the practice, serving as the primary market-facing technical authority. Beyond executing shared and layered placements across global markets, this role sets program strategy, drives direct-market relationships, mentors junior brokers and analysts, and safeguards the firm's technical quality and E&O standards. The Senior Broker is instrumental in expanding market access, elevating submission quality, and coaching property brokers and other account team members.

Key Responsibilities

• Lead strategy, structure, and placement for the practice's largest and most complex property accounts, including multi-layer, quota-share, and global shared programs.
• Serve as senior market-facing negotiator across US domestic, London (Lloyd's), Bermuda, E&S / wholesale, and reinsurance markets, securing capacity and preferred terms.
• Design layered / excess towers and difference-in-conditions structures; reconcile carrier and broker (manuscript) forms to ensure concurrency and eliminate coverage gaps.
• Direct catastrophe modeling oversight and interpretation (RMS / Moody's and AIR / Verisk), translating output into limit and pricing recommendations for clients and account teams.
• Own revenue accountability for a book of large accounts and support new-business pursuits, RFP responses, and proof-of-concept placements.
• Champion the hybrid wholesale-to-direct placement strategy by cultivating direct relationships with carriers, syndicates, and Bermuda markets.
• Mentor, coach, and technically review the work of Property Brokers and Analysts — including submissions, program options, and binders — to build bench strength and consistency.
• Establish and enforce technical standards, workflow, and E&O controls (policy checking, non-concurrency review, valuation discipline).
• Partner with risk control, analytics, and claims to deliver differentiated client outcomes and support renewals with credible risk-improvement narratives.
• Represent IMA with underwriters, industry groups, and clients as a senior technical spokesperson for the Property Practice.

Required Qualifications

• 10+ years of commercial property brokerage or market-facing experience, with a track record on large, complex accounts.
• Deep experience structuring and placing large shared and layered property programs.
• Advanced command of carrier and broker policy forms and manuscript wording, including drafting and negotiating bespoke terms.
• Established, direct relationships across US, London, Bermuda, and E&S markets, plus reinsurance placement experience.
• Advanced proficiency interpreting RMS and AIR catastrophe modeling to drive program design and pricing.
• Demonstrated experience mentoring junior associates and reviewing technical work product.
• Experience contributing to practice growth strategy, hiring, and talent development.

Core Competencies

• Strategic program design and market leadership.
• Advanced negotiation and capacity management across global markets.
• Coaching, mentorship, and technical quality assurance.
• Executive-level communication and client trust-building.
• Ownership mindset consistent with IMA's employee-owned, "One IMA" culture.

The anticipated posting timeline for this opportunity is 09/04/2026-10/04/2026.

Salary Range

$100,000—$250,000 USD

Being a part of IMA has its benefits. When you become part of the IMA family, you become eligible to take part in our valuable benefits and rewards package designed to benefit you, your family, and your life. Our plans are cost-effective, convenient and provide progressive ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life. This role is eligible for the following:

• Annual Performance Bonus
• Stock Purchase
• Medical Plans
• Prescription Drugs
• Dental
• Vision
• Family Assistance Program
• FSA
• HSA
• Pre-Tax Parking Plan
• 401(k)
• Life/AD&D
• Accident
• Critical Illness
• Hospital Indemnity
• Long Term Care
• Short-term Disability
• Long-term Disability
• Business Travel Accident
• Identity Theft
• Paid Time Off
• Flexible Work Options
• Paid Holidays
• Sabbatical
• Gift Matching
• Well-Being Stipend
• Personal and Professional Development

*These benefits do not apply to internship roles.

Why Join IMA?

We've built a reputation for putting our associates first

What if we told you that you could be an integral part of an entrepreneurial, expanding company, develop lasting relationships, earn competitive benefits, plus claim part ownership? It's this unique ownership business model that makes working at IMA so appealing.

We work in teams. We sell in teams. We win and prosper as a team

We provide support systems and resources that enable each of our associates to focus on what they do best. And as an independent company based in the Midwest, we're big enough to write business all over the world and small enough to implement your ideas quickly.

We are recognized nationally as a leader in our industry

• Business Insurance Magazine – Best Places to Work in Insurance
• US Insurance Awards – Community Outreach Project of the Year
• U.S. Chamber of Commerce Citizen Awards – Best Corporate Steward finalist
• Inc. Magazine Best Workplaces
• Inc. 5000 – List of Fastest Growing Companies
• Alaska Journal of Commerce – Best Workplaces in Alaska
• Charlotte Business Journal – Best Places to Work
• Civic 50 Colorado Honoree Recognizing 50 Most Community-Minded Companies
• Connecticut Top Workplaces
• Dallas Business Journal – Best Places to Work
• Denver Business Journal – Best Places to Work
• Denver Business Journal – Fast 50
• Kansas City Business Journal – Best Places to Work
• Los Angeles Business Journal – Best Places to Work
• Puget Sound Business Journal – Washington's Best Workplaces
• Tampa Bay Times – Best Workplaces
• The Salt Lake City Tribune Top Workplaces
• Utah Business – Best Places to Work
• Wichita Business Journal – Best Places to Work

This Job Description is not a complete statement of all duties and responsibilities comprising this position.

The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.

Demographic Information

IMA collects certain employee self-identification information. Some information is required for statistical purposes to comply with federal Equal Employment Opportunity reporting requirements. This information allows us to understand the composition of our workforce, as we focus on ensuring an equitable and inclusive workplace for all. It also provides data for our Diversity, Equity, and Inclusion strategy and programming. While you are required to respond to each question, you may select "Decline to answer". Your demographic information will not be shared nor affect your eligibility for employment or career advancement opportunities within the company. Thank you in advance for your interest in IMA.

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Company Culture

Change makers. Employee owners.

We're hiring do-ers, go-getters, and the owners of tomorrow at IMA as we build the brokerage of the future.

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