Senior Property Claims Specialist

Harford Mutual Insurance Group; Bel Air, Northern (MD, KY); Hybrid; USD 86,000 - 124,000; Full time

Job summary

Harford Mutual Insurance Group is seeking an experienced Property Specialist for remote/hybrid work with a Bel Air, MD base option and Fort Mill, SC office support. The role handles high-complexity first-party commercial property claims including real property, business personal property and inland marine damages, coordinating with vendors and specialists.

The candidate typically brings a four-year degree, 7–10 years of property claims experience, and CPCU/AIC/SCLA designation or equivalent.

Qualifications

• Four-year degree or equivalent work experience.
• 7–10 years in property claims.
• Experience handling complex commercial property claims >$250,000.

Responsibilities

• Evaluate complex coverage and loss exposures.
• Perform field investigations when necessary.
• Establish reserves and negotiate settlements.
• Coordinate with experts, engineers, attorneys and accountants.
• Provide information to reinsurers and affiliates.
• Collaborate with Underwriting and Loss Control.
• Deliver exceptional customer service to insureds and agents.

Skills

Property claims handling

Complex claim analysis

Negotiation

Vendor coordination

Education

Bachelor's degree

Tools

Estimating software

Job description

Harford Mutual Insurance Group is seeking an experienced Property Specialist for remote/hybrid work with a Bel Air, MD base option and Fort Mill, SC office support. The role handles high-complexity first-party commercial property claims including real property, business personal property and inland marine damages, coordinating with vendors and specialists.

The candidate typically brings a four-year degree, 7–10 years of property claims experience, and CPCU/AIC/SCLA designation or equivalent.