Senior Property Claims Field Specialist (Remote)

UFG Insurance; Kansas City (MO); On-site; USD 72,000 - 94,000; Full time

Benefits offered by this job

Annual bonus

Medical/dental/vision

Retirement plan

Paid time off

Job summary

UFG Insurance in Kansas City, MO is hiring a Claims Representative III - Field position. This senior role investigates, evaluates, and settles property and casualty claims within an assigned territory, conducting field investigations and interpreting policy coverages.

You will determine damages, prepare estimates using Xactimate, negotiate with contractors, document activity, and communicate coverage decisions while adhering to claims best practices.

Qualifications

• 6+ years of claims handling experience.
• Knowledge of property and casualty policy language.
• Ability to interpret coverages and determine reserves.
• Meet state licensing requirements to handle claims.
• Familiarity with Xactimate and estimating practices.
• Strong communication and analytical skills.

Responsibilities

• Review new claims to determine severity and required actions.
• Interpret policy coverages and advise accordingly.
• Conduct field investigations and document findings.
• Draft estimates using Xactimate and assess damages.
• Negotiate with contractors to settle claims.
• Maintain file notes and reports per guidelines.
• Identify subrogation opportunities and support recovery.
• Collaborate with underwriting and risk control teams.

Skills

Analytical thinking

Negotiation

Communication

Time management

Problem solving

Policy interpretation

Field investigations

Education

High school diploma

College degree preferred

Job description

UFG Insurance in Kansas City, MO is hiring a Claims Representative III - Field position. This senior role investigates, evaluates, and settles property and casualty claims within an assigned territory, conducting field investigations and interpreting policy coverages.

You will determine damages, prepare estimates using Xactimate, negotiate with contractors, document activity, and communicate coverage decisions while adhering to claims best practices.