Senior Property Claims Adjuster - Complex Loss Expert

AvonRisk; Kentucky; On-site; USD 80,000 - 90,000; Full time

Benefits offered by this job

HSA & FSA

Life & Disability Insurance

401(k) with Match

Paid Time Off

Holidays

Employee Assistance Program

Job summary

AvonRisk is seeking a Property Claims Adjuster to lead the investigation, evaluation, adjustment, and resolution of complex commercial property and public entity claims across Kentucky. The role combines field inspections with desk analysis to deliver accurate estimates, coverage determinations, and timely client reporting.

The ideal candidate has 7+ years of property adjusting experience, strong knowledge of Xactimate, and the ability to manage large-loss files while mentoring less experienced

Qualifications

• 7+ years of experience handling property claims.
• Demonstrated experience handling moderately complex claims.
• Solid knowledge and understanding of policies and endorsements related to casualty coverages.
• Solid knowledge and understanding of each phase of the claim handling process.

Responsibilities

• Investigate and adjust complex commercial property and public entity claims from first notice of loss through final resolution.
• Conduct onsite inspections throughout Kentucky, including inspection of roofs, interiors, building systems, and damaged structures.
• Evaluate coverage, determine scope of damages, establish reserves, and prepare detailed claim reports and recommendations.
• Prepare and review estimates utilizing Xactimate and other estimating platforms.
• Coordinate with insureds, contractors, engineers, mitigation vendors, attorneys, and other experts as needed.
• Manage large-loss and catastrophe-related property claims when assigned.
• Prepare reserve and settlement authority requests with well-documented claim analysis.
• Identify subrogation opportunities and pursue recoveries where applicable.
• Maintain compliance with client-specific claim handling guidelines and regulatory requirements.
• Serve as a technical resource and mentor to less experienced adjusters.

Skills

Microsoft Office

Xactimate

Construction terminology

Communication

Negotiation

Team collaboration

Education

High School education

Kentucky Adjuster License or ability to obtain

Tools

Xactimate estimating software

Job description

AvonRisk is seeking a Property Claims Adjuster to lead the investigation, evaluation, adjustment, and resolution of complex commercial property and public entity claims across Kentucky. The role combines field inspections with desk analysis to deliver accurate estimates, coverage determinations, and timely client reporting.

The ideal candidate has 7+ years of property adjusting experience, strong knowledge of Xactimate, and the ability to manage large-loss files while mentoring less experienced