Senior Programs Underwriter

Holmes Murphy; West Des Moines (IA); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Paid parental leave

Tuition reimbursement

401k profit sharing

Generous time off

Volunteer time off

Diversity & inclusion programs

Merit increases & promotions

Discretionary bonus

Job summary

Holmes Murphy seeks a Senior Programs Underwriter to join the Innovative Program Solutions team in West Des Moines, IA. The role focuses on building a profitable IPS portfolio, negotiating terms, and collaborating with agents, brokers, and carriers to deliver differentiated risk solutions for clients.

The position requires 5–7 years of underwriting experience, active P&C licensing or ability to obtain it within three months, and a strong emphasis on regulatory compliance and client service

Qualifications

• Education: High school diploma; college degree preferred.
• Experience: Minimum 5-7 years of underwriting or relevant insurance experience.
• Licensing: Active state-specific Property Casualty Insurance agent’s license required or ability to acquire license within three months of hire.
• Skills & Technical Competencies: Deep expertise in program and insurance principles; client-focused with carriers and agents.

Responsibilities

• Develop and negotiate price, coverage terms and conditions for new and renewal business.
• Collaborate with agents and brokers and align with carrier appetite and IPS guidelines.
• Manage and underwrite an IPS portfolio of business.
• Conduct program reviews, audits, and performance assessments to identify opportunities for improvement.
• Ensure compliance with regulatory requirements, internal policies, and delegated underwriting authority agreements.

Skills

Program underwriting

Underwriting expertise

Regulatory compliance

Relationship management

Critical thinking

Education

High school diploma

College degree

Job description

## Senior Programs UnderwriterApplylocations: West Des Moinestime type: Full timeposted on: Posted 6 Days Agojob requisition id: R0000642**Job Description:**We are looking to add a **Senior Programs Underwriter** to join our **Innovative Program Solutions** team in **West Des Moines, IA**. This team member will build a portfolio of IPS business collaborating with a supportive internal team with agent and carrier professionals. You will have the opportunity to help create and continuously improve underwriting guidelines, efficient workflows and operational processes that deliver optimal value for clients and partner stakeholders. In this role, you will exhibit the ability to understand client business operations and apply underwriting expertise to create best in class risk solutions and services.**Essential Responsibilities:*** Develop and negotiate price, coverage terms and conditions for all new and renewal business generating profitable and sustainable growth.* Collaborate with agents and brokers and align with carrier appetite and IPS guidelines.* Manages and underwrites an IPS portfolio of business.* Conduct regular program reviews, audits, and performance assessments to identify opportunities for improvement* Ensure compliance with regulatory requirements, internal policies, and delegated underwriting authority agreements* Contribute to strategic planning, including program development, expansion opportunities, and product innovation**Qualifications:*** Education: High school diploma; college degree preferred.* Experience: Minimum 5-7 years of underwriting or relevant insurance experience.* Licensing: Active state specific Property Casualty Insurance agent’s license required or the ability to acquire license within three months of hire.* Skills & Technical Competencies: Programs and Insurance Knowledge, Principles, & Practice: Develops and applies deep expertise in program and insurance principles to deliver a world-class client experience, collaborating with agents and carriers to create differentiated value while contributing to strategy, informing stakeholders, and ensuring regulatory compliance.* Relationship Management: Actively fosters relationships by seeking to understand appropriate parties, prioritizing problem solving, and collaborating to deliver unique and impactful solutions.* Critical Thinking & Execution: Ability to analyze, interpret, and evaluate information from multiple sources and make connections between logical ideas and the bigger picture to objectively and rationally craft and execute innovative solutions to intricate challenges.**Here’s a little bit about us:**Innovative Program Solutions (IPS) is a company that specializes in creating customized insurance programs and risk management solutions. They work with various industries to develop tailored insurance products that address specific needs and challenges. IPS typically collaborates with insurance carriers, brokers, and other stakeholders to design, implement, and manage specialized insurance programs that may include features such as enhanced coverage options, risk mitigation strategies, and cost control measures. Their goal is to provide innovative and effective solutions that help clients manage their risks more efficiently and protect their assets.In addition to being great at what you do, we place a high emphasis on building a best-in-class culture. We do this through empowering employees to build trust through honest and caring actions, ensuring clear and constructive communication, establishing meaningful client relationships that support their unique potential, and contributing to the organization's success by effectively influencing and uplifting team members.**Benefits: In addition to core benefits like health, dental and vision, also enjoy benefits such as:*** Paid Parental Leave and supportive New Parent Benefits — We know being a working parent is hard, and we want to support our employees in this journey!* Company paid continuing Education & Tuition Reimbursement — We support those who want to develop and grow.* 401k Profit Sharing — Each year, Holmes Murphy makes a lump sum contribution to every full-time employee’s 401k. This means, even if you’re not in a position to set money aside for the future at any point in time, Holmes Murphy will do it on your behalf! We are forward-thinking and want to be sure your future is cared for.* Generous time off practices in addition to paid holidays — Yes, we actually encourage employees to use their time off, and they do. After all, you can’t be at your best for our clients if you’re not at your best for yourself first.* Supportive of community efforts with paid Volunteer time off and employee matching gifts to charities that are important to you — Through our Holmes Murphy Foundation, we offer several vehicles where you can make an impact and care for those around you.* Inclusion & Belonging Programs — Holmes Murphy is committed to celebrating every employee’s unique potential. Through inclusion and belonging initiatives, titled Uniquely United, not only do we offer employees a paid Diversity Day time-off option, but we also have a Uniquely United Committee, Employee Resource Groups, and development programs to advance our culture of belonging. We encourage employees to engage in ways that are meaningful to them to enhance their overall experience!* Consistent merit increase and promotion opportunities — Employees are reviewed annually for merit increases and promotion opportunities because we believe growth is important — not only with your financial wellbeing, but also your career wellbeing.* Discretionary bonus opportunity — Yes, there is an annual opportunity to make more money. Who doesn’t love that?!Holmes Murphy & Associates is an Equal Opportunity Employer.#LI-SM1**There’s No Place Like Holmes!**You'll love what you do and who you do it with when you join Holmes Murphy! Not only can you create connections, experience the energy, and seize the opportunities we have, but you can also:**Grow Your Career** – An abundance of opportunity awaits! Our independence gives our growing and dynamic organization the freedom to create an environment where talent mobility thrives — whether that means career progression, expanding your skill set, or transferring to another Holmes Murphy office.**Learn... On Us** – We believe in building the best experts in the industry, supported through a variety of benefits like continuing education and tuition reimbursement.**Share in Our Success** –Our privately held structure allows us to share our collective success in ways that matter. One of the many ways is through our 401(k)-profit share, which is distributed to all employees regardless of their own contributions!**Take Time to Recharge** – We offer generous time off, including a Health Matters Day, Celebrate Day (for your birthday!), Diversity Day, Volunteer Time Off, and paid parental leave. And yes, we encourage you to take time away!