Senior Product Manager — Auto Lending Pricing & Decisioning

Banco Santander (Brasil); Texas; On-site; USD 120,000 - 180,000; Full time

Job summary

Santander is seeking a Sr. Associate, Product Management to lead product development for Auto Lending pricing, decisioning, and originations across consumer and commercial lending.

You will partner with Credit Risk, Pricing Strategy, Development, Operations, and Marketing to deliver scalable, compliant, and profitable solutions aligned with funding objectives. The role requires deep knowledge of auto finance pricing models, decisioning rules, and originations workflows, as well as strong

Qualifications

• Bachelor's Degree or equivalent work experience in Business, Finance or related field.
• 9+ years related work experience in auto financing pricing, decisioning, and originations.
• Strong understanding of regulatory requirements and their impact on pricing, decisioning, and originations.

Responsibilities

• Lead product development for Auto Finance pricing, decisioning, and originations across consumer and commercial lending.
• Partner with cross-functional teams to deliver scalable, compliant, and profitable pricing and decisioning solutions.
• Define business and functional requirements, allocate work, and drive product strategies across decision engines and origination platforms.

Skills

Auto finance pricing

Credit decisioning

Product lifecycle

Analytical skills

Strategic planning

Stakeholder management

Education

Bachelor's Degree or equivalent

Job description

Santander is seeking a Sr. Associate, Product Management to lead product development for Auto Lending pricing, decisioning, and originations across consumer and commercial lending.

You will partner with Credit Risk, Pricing Strategy, Development, Operations, and Marketing to deliver scalable, compliant, and profitable solutions aligned with funding objectives. The role requires deep knowledge of auto finance pricing models, decisioning rules, and originations workflows, as well as strong