Senior Product Manager — Auto Lending Pricing & Decisioning

Santander US; Dallas (TX); On-site; USD 94,000 - 165,000; Full time

Benefits offered by this job

Santander Benefits

Job summary

Santander US in Dallas is seeking a Sr. Associate, Product Management for Auto Finance pricing, decisioning, and originations. You will define requirements, prioritize features, and coordinate with Credit Risk, Pricing Strategy, Development, and Operations to deliver scalable, compliant products.

You will build knowledge of pricing models, decisioning rules, and funding workflows, partner with technology on roadmaps, and drive ROI while aligning with regulatory needs and portfolio growth.

Qualifications

• Bachelor's degree or equivalent work experience in business, finance, or a related field.
• 9+ years of related work experience in Auto Finance or a regulated financial services environment.
• Strong understanding of Auto Finance regulatory requirements and pricing, decisioning, and originations.
• Experience with product development lifecycle, SDLC, and Agile methodologies.
• Excellent analytical, communication, and stakeholder management skills.

Responsibilities

• Define business and functional requirements for pricing, decisioning, and origination capabilities.
• Lead cross-functional sessions with Credit Risk, Pricing Strategy, Development, Operations, and Compliance.
• Develop and maintain product roadmaps and platform strategies for pricing, decisioning, and originations.
• Prioritize requirements, evaluate feasibility, regulatory impact, and ROI.
• Document requirements, user stories, features, and decision logic for pricing/origination platforms.
• Summarize findings and provide actionable recommendations for management review.
• Collaborate with Technology on planning, architecture alignment, and PI planning.

Skills

Auto Finance pricing

Credit decisioning

Origination platforms

Pricing models

Agile SDLC

Stakeholder management

Pricing strategy

Jira

Excel

Education

Bachelor's Degree

Tools

Jira

Excel

Microsoft Office

PI Planning

Job description

Santander US in Dallas is seeking a Sr. Associate, Product Management for Auto Finance pricing, decisioning, and originations. You will define requirements, prioritize features, and coordinate with Credit Risk, Pricing Strategy, Development, and Operations to deliver scalable, compliant products.

You will build knowledge of pricing models, decisioning rules, and funding workflows, partner with technology on roadmaps, and drive ROI while aligning with regulatory needs and portfolio growth.