Senior Portfolio Analytics & Strategy Analyst

PNC Bank NA; United States; On-site; USD 40,000 - 173,000; Full time

Benefits offered by this job

Medical/prescription coverage

Dental and vision options

401(k) with PNC match

Pension and stock purchase plans

Job summary

PNC is seeking a Senior Portfolio Analytics & Strategy Analyst to support credit loss forecasting and balance sheet analytics. You will own production tasks and contribute to CECL/CCAR processes with Python, SQL, and data-driven risk analysis.

This in-office role is based across Pittsburgh, Cleveland, Philadelphia and New York City. Ideal candidates have 3+ years of relevant experience, strong communication skills, and the ability to translate complex analytics into actionable lending and

Qualifications

• University/college degree required with 3+ years of relevant / direct industry experience.
• Certifications are often desired.
• In lieu of a degree, a comparable combination of education, job specific certification(s), and experience may be considered.

Responsibilities

• Provide financial and regulatory reporting and analyses to maintain controls over financial processes.
• Run complex business performance, risk and operational analytics.
• Develop analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverage data analytics to inform lending decisions and risk management.
• Collaborate with Finance, Risk, Data and Model teams to design, develop and monitor tests and reporting.

Skills

Analytical Thinking

Credit Risk

Data Analytics

Financial Analysis

Model Development

Operational Risk

Quantitative Models

Risk Appetite

Pricing Models

Regulatory Environment

Education

Bachelor's degree

Job description

Position Overview

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Senior Portfolio Analytics & Strategy Analyst within PNC's Balance Sheet Analytics and Modeling organization, you can be based in Pittsburgh, PA; Cleveland, OH; Philadelphia, PA; or New York City, NY. This position is part of the Balance Sheet Analytics and Strategy team. As a Senior Portfolio Analytics & Strategy Analyst, your primary responsibilities will be execution operations and supporting overall planning of the various aspects of credit loss forecasting activities. In addition to production ownership work sets; technical planning, design, development, and operational process execution may be required in order to the CECL and CCAR processes. Due to the nature of this position, experience with technical product ownership, Python coding, SQL and stress testing (CECL and CCAR) is beneficial. Candidates are expected to have a background of IT infrastructure and the inner workings, as well as a broad knowledge of bank balance sheets. In addition, we are looking for candidates who are effective communicators, as well as problem solvers. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

Job Description Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations. Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews. Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

Qualifications

Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite Competencies Analytical Approach, Banking Products, Big Data Management and Analytics, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models and Analytics, Regulatory Environment - Financial Services, Risk Management Banking Work Experience Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Language Assessments No Required or Preferred Language Assessments.

Pay Transparency

Pay Transparency Base Salary: $40,000.00 – $172,500.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Application Window Generally, this opening is expected to be posted for two business days from 06/22/2026, although it may be longer with business discretion.

Benefits

Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. The benefits and programs highlighted below are just a sampling of what PNC offers its employees.

Disability Accommodations Statement

Disability Accommodations Statement We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

About PNC

For nearly 160 years, PNC has strived to make a meaningful impact for our employees, customers, communities, and shareholders. We believe our success and positive reputation are built on open and honest dialogue, an unwavering focus on smart risk management, relationship-based customer service and community investments. Our inclusive workplace allows our employees to be heard, valued, and developed to do their best work. Being a great place to work means we are making a lasting difference for everyone we serve. PNC’s total rewards package includes things like time off, benefits, learning and career development, wellness programs, recognition and much more.