Portfolio Analytics and Strategy Analyst Senior - Enterprise Risk

Habitat For Humanity Of Durham; Raleigh (NC); On-site; USD 86,000 - 173,000; Full time

Job summary

PNC is seeking a Senior Portfolio Analytics and Strategy Analyst to join Enterprise Risk. Based in Raleigh, NC or other locations, the role focuses on data architecture, analytics, and governance to support risk decisions.

You will partner with business and data teams, translate complex findings into actionable plans, and drive data quality, lineage, and continuous improvement across risk applications.

Qualifications

• 3+ years of relevant experience in data analytics or risk/data domains.
• Strong SQL skills and data extraction capabilities.
• Experience with Python or similar language is a plus.
• Ability to translate data findings into business requirements.

Responsibilities

• Provide financial and regulatory reporting and analyses for risk and performance.
• Analyze large datasets to improve risk-adjusted returns and support decision making.
• Develop and apply predictive models and testing plans.
• Collaborate with business, data, and development teams to integrate data into risk systems.
• Document data flows and governance requirements.

Skills

SQL

Python

Data analysis

Data governance

Stakeholder engagement

Problem solving

Communication

Education

Bachelor's degree

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio Analytics and Strategy Analyst Senior within PNC's Enterprise Risk organization, you will be based in Pittsburgh, PA / Charlotte, NC / Cleveland, OH / Raleigh, NC / Birmingham, AL / Houston, TX / Dallas, TX / Chicago, IL.

Key Responsibilities & Qualifications include, but not limited to;

Enterprise Data Expertise

• Maintain strong working knowledge of banking data ecosystems, including key systems of record, upstream/downstream data flows, and how data is captured, transformed, and consumed
• Understand relationships across multiple data sources and ensure alignment with business definitions and reporting needs
• Analyze existing applications, code logic, and data pipelines to identify how data is sourced, transformed, and utilized across the organization
• Trace data lineage from source systems through business processes and reporting solutions to document data usage and dependencies

Data Analysis & Technical Skills

• Demonstrate advanced proficiency in SQL for data extraction, transformation, and performance optimization
• Leverage analytical techniques to explore data, identify trends, and validate outputs across complex datasets
• Working knowledge of Python (or similar language) for automation, data processing, and advanced analytics is a strong plus
• Review and interpret complex queries, stored procedures, views, and ETL processes to determine data sourcing, transformation logic, and business usage
• Ability to deconstruct technical solutions and document data flows, business logic, and system dependencies

Business Engagement & Solution Design

• Partner directly with business stakeholders to gather, clarify, and document requirements
• Translate technical findings from code analysis and data discovery efforts into clear business requirements and actionable implementation plans
• Serve as the primary liaison between business teams, data teams, and application development teams to ensure required data elements are successfully integrated into Risk applications
• Lead requirement definition sessions, document functional specifications, and support prioritization of data integration efforts
• Drive onboarding of newly identified data sources into Risk applications and ensure alignment with business and governance requirements

Problem Solving & Ownership

• Independently triage data issues, discrepancies, and system challenges, driving root cause analysis and resolution
• Operate effectively with minimal supervision, demonstrating strong judgment and accountability
• Proactively identify risks, inefficiencies, and opportunities for improvement

Innovation & Continuous Improvement

• Exhibit curiosity and a willingness to experiment with new tools, techniques, and approaches to problem-solving
• Stay current with emerging data, analytics, and automation technologies and recommend adoption where appropriate

Leadership & Mindset

• Highly self-motivated, driven, and comfortable operating in a fast-paced, evolving environment
• Strong communication skills with the ability to clearly articulate technical concepts to non-technical audiences
• Collaborative team player who can influence outcomes and drive initiatives across cross-functional teams
• Detail-oriented with a commitment to data quality, accuracy, and governance

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite

Competencies

Analytical Approach, Banking Products, Big Data Management and Analytics, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models and Analytics, Regulatory Environment - Financial Services, Risk Management Banking

Work Experience

Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Language Assessments

No Required or Preferred Language Assessments

Pay Transparency

Base Salary: $86,250.00 – $172,500.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 10/06/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.