Senior Portfolio Analytics and Strategy Manager

Jobtailor; Pennsylvania; On-site; USD 120,000 - 180,000; Full time

Job summary

Jobtailor in Pennsylvania seeks a senior risk analytics professional to provide financial and regulatory reporting, analytics, and risk modeling. You will lead data-driven initiatives to improve risk-adjusted returns and support strategic decision-making.

This position requires extensive experience in credit risk, data analytics, and model development, with a track record in managing teams and delivering on regulatory expectations.

Qualifications

• 8+ years of industry experience typically required
• At least 5 years of prior management experience typically required
• Knowledge of analytical thinking, credit risks, data analytics, financial analysis, model development, operational risks, quantitative models, and risk appetite
• Competencies in banking products, big data management and analytics, business analytics, credit risk, mathematics of financial instruments, operational risk, predictive analytics, pricing models and analytics, and the regulatory environment for financial services

Responsibilities

• Provide financial and regulatory reporting and analyses to maintain adequate controls over reporting processes
• Run complex business performance, risk, and operational analytics
• Develop analytical methods and models to assess market, credit, and operational risk
• Analyze large datasets to improve risk-adjusted returns and deliver profitable growth
• Communicate analytical conclusions and develop, recommend, and implement business strategies
• Improve lending decisions, manage risk, increase revenues, reduce loss exposure, meet business goals, and improve performance
• Establish strategy baselines and track actual performance against expectations
• Apply predictive models, third-party data, and other tools for segmentation and targeting in acquisition and portfolio strategies
• Manage engagements with internal and external information suppliers while maintaining governance and oversight
• Communicate regulatory and financial accounting impacts on the balance sheet to regulators and PNC control functions
• Interact with regulators, internal audit, and management regarding credit portfolio analyses and credit risk appetite
• Evaluate market conditions and peer bank behavior to identify trends and issues affecting credit risk and return
• Determine appropriate risk limits and optimal portfolio allocation
• Collaborate with line-of-business, Finance, and Risk partners to establish credit risk appetite and related policies and procedures
• Cultivate diverse teams, role-model values, drive change, achieve results, and develop employees as a people manager

Skills

Analytical thinking

Credit risk

Data analytics

Risk management

Model development

Operational analytics

Performance tracking

Communication

Team leadership

Change management

Education

Bachelor's degree

Job description

• Provide financial and regulatory reporting and analyses to maintain adequate controls over reporting processes
• Run complex business performance, risk, and operational analytics
• Develop analytical methods and models to assess market, credit, and operational risk
• Analyze large datasets to improve risk-adjusted returns and deliver profitable growth
• Communicate analytical conclusions and develop, recommend, and implement business strategies
• Improve lending decisions, manage risk, increase revenues, reduce loss exposure, meet business goals, and improve performance
• Establish strategy baselines and track actual performance against expectations
• Apply predictive models, third-party data, and other tools for segmentation and targeting in acquisition and portfolio strategies
• Manage engagements with internal and external information suppliers while maintaining governance and oversight
• Communicate regulatory and financial accounting impacts on the balance sheet to regulators and PNC control functions
• Interact with regulators, internal audit, and management regarding credit portfolio analyses and credit risk appetite
• Evaluate market conditions and peer bank behavior to identify trends and issues affecting credit risk and return
• Determine appropriate risk limits and optimal portfolio allocation
• Collaborate with line-of-business, Finance, and Risk partners to establish credit risk appetite and related policies and procedures
• Cultivate diverse teams, role-model values, drive change, achieve results, and develop employees as a people manager

Requirements

• University/college degree typically required; Education listed as Bachelors
• 8+ years of industry experience typically required
• At least 5 years of prior management experience typically required
• Comparable combination of education, job-specific certification(s), and experience may be considered in lieu of a degree
• Knowledge of analytical thinking, credit risks, data analytics, financial analysis, model development, operational risks, quantitative models, and risk appetite
• Competencies in banking products, big data management and analytics, business analytics, credit risk, mathematics of financial instruments, operational risk, predictive analytics, pricing models and analytics, and the regulatory environment for financial services
• No required certifications
• No required licenses
• No required or preferred language assessments
• Must not require employment visa sponsorship; PNC will not participate in STEM OPT for this position

Core Competencies

Demonstrates expertise in financial and regulatory reporting, risk management, and data analytics to drive strategic business decisions and improve performance. Proficient in developing predictive models and managing credit risk while collaborating with diverse teams to achieve organizational goals.

Highest-signal resume keywords

• Financial Analysis
• Risk Management
• Data Analytics
• Model Development
• Credit Risk

Hard Skills

• Analytical Thinking
• Quantitative Models
• Predictive Analytics
• Operational Risk
• Business Analytics
• Credit Risk
• Big Data Management
• Mathematics of Financial Instruments
• Performance Tracking
• Segmentation and Targeting

Soft Skills

• Communication
• Team Leadership
• Change Management
• Results Orientation
• Employee Development

Industry Keywords

• Regulatory Environment
• Banking Products
• Risk Appetite
• Market Conditions
• Credit Portfolio
• Performance Improvement
• Loss Exposure
• Engagement Management
• Governance
• Operational Analytics