Senior Payments Business Analyst (ISO 20022 / Generalist)

TechDigital Group; United States; On-site; USD 120,000 - 160,000; Full time

Job summary

TechDigital Group seeks a senior Payments Business Analyst to drive ISO 20022 migration across multiple rails and formats, including Hybrid Address initiatives and CBPR+ requirements.

You will map custom payment file formats, coordinate with product, tech, and migration teams, and guide requirements, testing, and documentation in fast-paced regulatory programs.

Qualifications

• 7–10+ years in payments business analysis.
• Strong ISO 20022 knowledge and migration experience.
• Exposure to legacy/custom payment formats.
• Strong stakeholder engagement and communication skills.
• Ability to adapt quickly in fast-paced, regulatory-driven initiatives.

Responsibilities

• Support ISO 20022 adoption across multiple payment rails and formats.
• Analyze and map custom or proprietary payment file formats.
• Ensure compliance with Hybrid Address and CBPR+ requirements (cross border payments rep).
• Partner with product, technology, and migration teams to deliver end-to-end solutions.
• Assist with requirements gathering, documentation, and testing coordination.
• Provide subject matter expertise across payments workflows and standards.

Skills

ISO 20022 knowledge

Payments analysis

Stakeholder engagement

Regulatory compliance

Job description

Primary focus: ISO 20022, Hybrid Address, Custom & Other Legacy Formats

Role Summary

This role supports broader ISO 20022 migration and payments transformation activities, including custom formats, niche legacy files, and cross-stream coordination.

Key Responsibilities

• Support ISO 20022 adoption across multiple payment rails and formats.
• Analyze and map custom or proprietary payment file formats.
• Ensure compliance with Hybrid Address and CBPR+ requirements (cross border payments rep).
• Partner with product, technology, and migration teams to deliver end-to-end solutions.
• Assist with requirements gathering, documentation, and testing coordination.
• Provide subject matter expertise across payments workflows and standards.

Required Skills & Experience

• 7–10+ years in payments business analysis.
• Strong ISO 20022 knowledge and migration experience.
• Exposure to legacy/custom payment formats.
• Strong stakeholder engagement and communication skills.
• Ability to adapt quickly in fast-paced, regulatory-driven initiatives.

NOTES for HIRING TEAM

When sourcing:

Look for candidates with:

• 7–10+ years of payments business analysis experience.
• Strong ISO 20022 knowledge and migration exposure.
• Experience working with legacy or custom payment formats.
• Strong adaptability in fast-paced regulatory programs.
• Excellent communication and documentation skills

Screening – ISO 20022 Generalist Roles

Must-Ask Questions

1. Which ISO 20022 messages have you worked with, and in what payment flows?
2. What is Hybrid Address, and why is it a regulatory concern?
3. How do you approach mapping when the source system is poorly documented?
4. How do you balance speed vs accuracy in regulatory migrations?
5. How do you communicate complex payment issues to non-technical stakeholders?