Senior Partner Decision Scientist — Credit Risk & GenAI

Intuit Inc.; Charlotte (NC); On-site; USD 180,000 - 240,000; Full time

Job summary

Credit Karma is seeking a Senior AI Scientist to join the Partner Decision Science team. You will bridge decision-science platforms with partner banks and fintech data teams, turning partner objectives into production models that boost conversion and revenue while improving approval certainty for members.

You will apply ML techniques across credit-risk, targeting, ranking, experimentation, and GenAI to deliver relevant financial recommendations.

Qualifications

• MS in Statistics, Mathematics, Computer Science, Economics, Physics, or a related quantitative discipline (or a BS with equivalent applied experience).
• Approximately 5+ years in credit-risk analytics, data science, or risk management — with work spanning credit underwriting, model development, or customer valuation.
• Deep, hands-on understanding of credit data, including bureau attributes, risk scores, and alternative data sources.

Responsibilities

• Serve as the technical bridge between Credit Karma's decision-science platform and the data science and credit-risk teams at partner banks and fintech lenders, ensuring partner data and modeling requirements are met end to end.
• Design, build, and optimize large-scale targeting and approval models that grow conversion and revenue for Credit Karma and its partners while improving approval certainty for members.
• Advance the partner modeling toolkit — feature engineering on consumer credit and bureau data, modern ML methods, and emerging GenAI applications — to lift partner model performance and member relevance.
• Build strong relationships with partner data science and risk teams, from individual contributors to managers and directors, and coach them on the capabilities of the Credit Karma platform.
• Partner cross-functionally with internal business development, engineering, product, and data and analytics teams to translate partner needs into platform capabilities and move models into production.
• Represent the Partner Decision Science team in cross-functional and partner-facing meetings, translating complex technical subject matter for executive and non-technical audiences and advocating for partners inside Credit Karma and for Credit Karma with partners.
• Act like an owner: identify high-impact opportunities across the partner portfolio, propose solutions, and see them through to production and measurable results.

Skills

Python

SQL

ML frameworks

Communication

Stakeholder management

Education

MS in Statistics, Mathematics, Computer Science, Economics, Physics, or related quantitative discipline

BS with equivalent applied experience

Tools

BigQuery

Job description

Credit Karma is seeking a Senior AI Scientist to join the Partner Decision Science team. You will bridge decision-science platforms with partner banks and fintech data teams, turning partner objectives into production models that boost conversion and revenue while improving approval certainty for members.

You will apply ML techniques across credit-risk, targeting, ranking, experimentation, and GenAI to deliver relevant financial recommendations.