Senior Mortgage Underwriter IV — Remote TX

Western Alliance Bancorporation; Phoenix (AZ); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Competitive salary

401k matching program

Medical and dental insurance

Tuition assistance program

Employee volunteer program

Wellness program

Job summary

AmeriHome Mortgage, a Western Alliance Bank company, seeks an Underwriter IV to underwrite Government and Conventional loans, reviewing credit, capacity and collateral to meet standards.

The role covers delegated, non-delegated and retail channels, managing pipelines, clearing conditions and assisting teammates with guidelines and status updates. Remote Texas posting with competitive compensation.

Qualifications

• 8+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field.
• High school diploma required.
• Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations, and/or other residential mortgage products and services.
• Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.
• Intermediate knowledge of MS Office products.
• Intermediate knowledge of Encompass.
• Advanced speaking and writing communication skills.
• DE or SAR certification required.

Responsibilities

• Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable.
• Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed.
• Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers.
• Underwrite loans across all of the channels (Delegated, Non-Delegated, Retail).

Skills

Mortgage underwriting

Regulatory compliance

MS Office

Encompass

Communication skills

Education

High school diploma

Tools

Encompass

MS Office

Job description

AmeriHome Mortgage, a Western Alliance Bank company, seeks an Underwriter IV to underwrite Government and Conventional loans, reviewing credit, capacity and collateral to meet standards.

The role covers delegated, non-delegated and retail channels, managing pipelines, clearing conditions and assisting teammates with guidelines and status updates. Remote Texas posting with competitive compensation.