Senior Mortgage Loan Originator

Dollar Bank, FSB; Virginia Beach (VA); On-site; USD 62,000 - 72,000; Full time

Job summary

Dollar Bank in Virginia Beach seeks a Senior Mortgage Representative to originate quality mortgage loan applications from branches and referrals, ensuring compliance with Freddie Mac, Fannie Mae, FHA and VA guidelines.

Responsibilities include data entry, disclosures, rate quotes, managing pipeline to closing, and networking with Realtors; requires 2+ years of origination experience, valid driver’s license, and proficiency with loan origination systems and MS Office.

Qualifications

• Minimum 2 years of originating mortgage loan applications experience.
• Knowledge of Freddie Mac, Fannie Mae, FHA and VA underwriting guidelines.
• A valid driver’s license and access to a reliable vehicle is required.
• Candidate will be subject to OCC background checks as required by regulation.
• Excellent communication and organizational skills.
• Software knowledge including POS mortgage origination system, Word and Excel.

Responsibilities

• Enter all data required to complete a residential mortgage application in the loan origination system.
• Provide buyer with all required early disclosures.
• Assist borrowers by explaining lending programs and information needed to complete the mortgage process.
• Quote interest rates for loan programs and lock-in rates at borrower request.
• Achieve assigned production goals.
• Actively network with Realtors and other referral sources; attend networking events as directed.
• Oversee active pipeline from application to closing and assist processing as needed.

Skills

Excellent communication

Organizational skills

Underwriting guidelines knowledge

Mortgage origination system

MS Word & Excel

Education

High School Diploma/GED

College Degree preferred

Tools

Mortgage origination system

Microsoft Word

Excel

Job description

Dollar Bank in Virginia Beach seeks a Senior Mortgage Representative to originate quality mortgage loan applications from branches and referrals, ensuring compliance with Freddie Mac, Fannie Mae, FHA and VA guidelines.

Responsibilities include data entry, disclosures, rate quotes, managing pipeline to closing, and networking with Realtors; requires 2+ years of origination experience, valid driver’s license, and proficiency with loan origination systems and MS Office.