Senior Mortgage Loan Officer

America's Mortgage Lender; Virginia; Hybrid; USD 60,000 - 100,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

401(k) with company match

Paid time off

Flexible schedule options

Job summary

American Mortgage Lenders is seeking experienced mortgage professionals in Virginia to join a team that prioritizes care for clients and staff. You will process loans, support broker partners and guide borrowers through purchase, refinance and specialty scenarios with a supportive operational backbone.

Role emphasizes accuracy, proactive communication and a client-first mindset, with leadership mentoring and growth opportunities within AML.

Qualifications

• Experience evaluating loan files for creditworthiness and investor guidelines.
• Proven ability to communicate clearly with borrowers, brokers and internal teams.
• Strong attention to detail and time management to support fast-paced processing.

Responsibilities

• Process and submit loan files with accuracy and timeliness.
• Support broker partners and manage relationships throughout the loan cycle.
• Evaluate creditworthiness and ensure compliance with investor guidelines.
• Qualify inbound leads and schedule consultations with borrowers.
• Provide exceptional client service from initial contact through closing.
• Collaborate with senior advisors to ensure compliant and efficient outcomes.

Skills

Client-facing experience

Communication skills

Relationship management

Detail oriented

Mortgage knowledge

Tools

Encompass or Similar LOS

Job description

Join A Team That Actually Cares About The Work — And The People Doing It

We're building something different — a mortgage company that leads with empathy, rewards excellence and gives every team member the environment they need to do their best work.

Why people choose to build their career here

Most mortgage companies feel transactional from the inside too. We don't operate that way.

American Mortgage Lenders was built around a culture of genuine care — for our clients and for the people who show up every day to serve them. We invest in our team's growth, support work that has real impact and believe that how we treat each other internally shows up in how we treat every borrower externally.

If you're looking for a place where the work matters, the leadership listens and the culture actually reflects the values on the wall, you've found it.

What we offer

Benefits designed around people who are serious about their work.

Competitive Compensation

Base salaries benchmarked to market, performance incentives and clear paths for growth tied to results you can actually control.

Full Benefits Package

Health, dental and vision coverage. 401(k) with company match. Paid time off and flexible schedule options for qualifying roles.

Direct access to senior advisors and leadership who are invested in your professional development — not just your output.

Culture That Matches The Mission

The team you join reflects the same values we sell. Collaborative, respectful and genuinely committed to doing the job well.

Open positions

Current opportunities to join the AML team.

Senior Mortgage Loan Officer

We're looking for experienced loan officers who lead with advice rather than pressure. You'll work directly with borrowers across purchase, refinance and specialty loan scenarios with full operational support and a strong referral pipeline.

Support our loan officers and borrowers through the file submission and processing pipeline. Attention to detail, proactive communication, and a collaborative mindset are essential in this role.

2+ Years Processing Experience Encompass or Similar LOS Detail Oriented

Manage and grow our broker partner relationships. You'll be the primary point of contact for our approved broker partners, helping them understand our products, navigate scenarios and build long-term confidence in AML as their lending partner.

Wholesale Experience Required NMLS Preferred Relationship-Focused

Evaluate loan files for creditworthiness, compliance and investor guidelines. We need underwriters who are thorough and decisive — and who understand that speed and quality aren't mutually exclusive.

Be the first voice clients hear when they reach out. You'll qualify inbound leads, schedule consultations and ensure every prospective borrower has a warm, clear first experience with AML. Mortgage knowledge is a plus but we'll train the right person.

Client-Facing Experience Strong Communication Training Provided

We're looking for people who want to build something meaningful — and who understand that the way we treat borrowers starts with the way we treat each other.

Join Our Team

Build Something You Can Be Proud Of

We're growing and looking for people who want to do great work in an environment that supports it.