Senior Mortgage Collateral Analyst

Truist Financial

Orlando (FL)

On-site

USD 58,000 - 90,000

Full time

14 days+

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Job summary

Truist Financial in Orlando, FL is seeking a Mortgage Collateral Underwriter to review property valuations and ensure compliance with Federal/State law and Truist risk policy. The role involves verifying collateral value for loans secured by real estate and maintaining portfolio quality.

Responsibilities include detailed collateral reviews, maintaining understanding of Mortgage Lending products, obtaining required documentation, and communicating with departments to meet pipeline metrics.

Qualifications

Four years or more of mortgage or consumer loan underwriting experience.
Three years of continuous collateral review experience.
Excellent communication skills, both written and verbal, in relating to internal and external clients.
Proficiency in basic computer applications such as Microsoft Office.
Ability to travel, occasionally overnight.

Responsibilities

Successfully use critical thinking and analytical skills to review collateral.
Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and their collateral requirements.
Obtain required collateral documentation per program requirements from internal clients, external clients, vendors, and third-party sources.
Perform detailed review of all collateral documentation to ensure that loans meet portfolio and investor guidelines.
Identify and determine next steps for collateral issues that have been escalated.
Consistently communicate with other departments and sales to ensure pipeline metrics and quality guidelines are met.
Adhere to all compliance regulations and controls.
Develop and maintain positive working relationship with co-workers, internal and external clients, business partners and vendors.
Cultivate relationships with peers as a peer mentor.