Senior Medical Underwriting Deputy Manager

Axis Max Life Insurance Limited; Home (KS); On-site; USD 8,300 - 12,000; Full time

Job summary

Axis Max Life Insurance Limited is seeking an Assistant Manager/Deputy Manager - Medical Underwriting in Gurgaon. The role sits in Operations and focuses on underwriting medical risks, evaluating medical information, and underwriting new and existing business under policy guidelines.

The incumbent will appraise risks, handle routine and renewal cases, refer complex cases to superiors, and ensure accuracy and timely processing in line with regulatory requirements.

Qualifications

• Graduate with 5+ years of experience in Operations or related areas.
• MBBS / B.Sc (Hons) in Nursing/B.Pharm/BPT/Insurance qualification preferred.
• Strong communication, GO/HO process knowledge, and analytical skills.

Responsibilities

• Appraise medical risks for life insurance applications using factors such as age, occupation, medical history, financial standing and other relevant conditions that determine insurability.
• Appraise level of risk involved in applications with adverse medical findings where medical opinion or decision is necessary for acceptance/rejection of insurance coverage.
• Evaluate medical condition and analyze the test results of the applicants.
• Underwrite new and existing business.
• Recommend, accept, reject insurance coverage within limits set in the underwriting policy.
• Handle routine and non-routine and renewal cases.
• Refer difficult cases to superiors.
• Assessing financial documents and summarize the same.

Skills

Communication

GO/HO processes

Attention to detail

Coordination

Analytical skills

MS Office

MS Excel

MS PowerPoint

Education

MBBS / B.Sc (Hons) in Nursing/B.Pharm/BPT/Insurance

Tools

MS Office

MS Excel

MS PowerPoint

Job description

Axis Max Life Insurance Limited is seeking an Assistant Manager/Deputy Manager - Medical Underwriting in Gurgaon. The role sits in Operations and focuses on underwriting medical risks, evaluating medical information, and underwriting new and existing business under policy guidelines.

The incumbent will appraise risks, handle routine and renewal cases, refer complex cases to superiors, and ensure accuracy and timely processing in line with regulatory requirements.