Senior Margin & Options Credit Risk Analyst Remote

Altruist; Dallas (TX); On-site; USD 79,000 - 107,000; Full time

Benefits offered by this job

Competitive pay

Equity

Premium healthcare

401k match

Parental leave

Growth opportunities

Mobility program

L&D budget

Work from anywhere policy

Job summary

Altruist, a leading fintech in Dallas, TX, seeks a Senior Analyst, Trading Credit Risk (Margin & Options) to execute daily risk surveillance, exception reviews, and escalations for Margin & Options products. This hands-on role offers growth toward a Manager position within Trading Credit Risk.

You will work in the Trading & Brokerage Operations group, applying risk systems and AI tooling to improve processes, with a focus on early exposure detection and sound escalation decisions.

Qualifications

• 2+ years of experience in margin, credit risk, or brokerage risk operations at a broker-dealer, clearing firm, or custodian.
• Hands-on experience with margin calls, debit balances, or credit monitoring strongly preferred.
• Working knowledge of Reg T, maintenance margin, PDT rules, and basic options mechanics.
• Experience with exception reports and time-sensitive workflows.

Responsibilities

• Perform daily reviews in Stream Credit Monitor (SCM) to validate margin requirements, calls, and exceptions.
• Monitor concentration, liquidity, and volatility risk across margin accounts and flag emerging exposure.
• Use Sterling Risk Monitor (SRM) to assess intraday exposure, stress scenarios, and downside risk.
• Track debit balance trends and accounts approaching liquidation thresholds, escalating per policy.
• Coordinate with the Trade Desk on liquidations required to satisfy margin or debit obligations.
• Apply collateral treatment rules, including haircuts on fixed income and other security types, in daily reviews.
• Run expiration-day and in-the-money (ITM) reviews for assignment and exercise exposure.
• Identify uncovered or at-risk options positions and elevate for resolution.
• Support monitoring of OCC margin outputs (STANS) and spread files in partnership with Operations.
• Execute daily work in compliance with Regulation T, FINRA Rule 4210, and FINRA Rule 2360.
• Support Reg T extension filings and exception documentation.
• Maintain clear documentation and audit evidence for daily reviews, exceptions, and escalations.
• Contribute to KRI tracking and recurring risk reporting.
• Provide operational feedback and testing support to Product and Engineering during risk control buildouts.
• Identify manual surveillance steps that can be automated and propose improvements, including experiments with AI tooling.

Skills

Margin risk

Credit risk

Brokerage risk

Reg T

FINRA rules

Excel

SQL/Python

Education

FINRA Series 7

FINRA Series 63

Series 4 a plus

Tools

FIS Phase 3

Stream Credit Monitor

Sterling Risk Monitor

Excel

SQL

Python

Job description

Altruist, a leading fintech in Dallas, TX, seeks a Senior Analyst, Trading Credit Risk (Margin & Options) to execute daily risk surveillance, exception reviews, and escalations for Margin & Options products. This hands-on role offers growth toward a Manager position within Trading Credit Risk.

You will work in the Trading & Brokerage Operations group, applying risk systems and AI tooling to improve processes, with a focus on early exposure detection and sound escalation decisions.