Senior Manager, Stop Loss Risk & Proposals

Oxbridge Health; Norwalk (CT); Vor Ort; USD 160.000 - 180.000; Vollzeit

Benefits dieser Stelle

Health insurance

401(k) with company match

Paid leave

Company-paid life and disability保险

Zusammenfassung

Oxbridge Health is seeking a Senior Manager, Stop Loss Risk & Proposals in Norwalk, CT to own the front end of the self-funded sales process. You will evaluate risk, prepare cases for underwriters, and steer proposals from intake through quoting to win better-prepared submissions.

The role requires 7+ years in self-funded stop-loss, carrier or business-side experience supporting sales, plus a Bachelor’s degree or equivalent.

Qualifikationen

• Stop-loss underwriting experience, ideally at a stop-loss carrier, reinsurer, or managing general underwriter and/or business-side experience supporting a sales team or broker channel through the RFP, proposal, and quoting process.

Aufgaben

• Risk evaluation and management: review cases and assess risk before underwriting; advise on pricing and case selection.
• RFP and proposal management: own RFPs and proposals from intake to submission; ensure accuracy and completeness; gather and compare quotes.
• Carrier and underwriter relationships: be the day-to-day contact for stop-loss carrier underwriting partners; stay current on evaluation and pricing trends.
• Sales enablement and team: partner with sales, brokers, and consultants; align pricing, risk, and proposals; build repeatable submission/quoting processes and coach staff.

Kenntnisse

Stop-loss underwriting

Risk analysis

Proposal management

Sales enablement

Ausbildung

Bachelor’s degree or equivalent experience

Jobbeschreibung

Senior Manager, Stop Loss Risk & Proposals

Our company is a start-up that specializes in episodes of care benefit plans. We have a deep expertise in episode pricing and analytics and our goal is to bring transparency and efficiency to the healthcare market. Our company is committed to providing high-quality, affordable healthcare to our customers.

Role Description

The Senior Manager, Stop-Loss Risk and Proposals owns the front end of our sales process for self-funded cases. You will evaluate the risk on each case, prepare it for our stop-loss carrier underwriting partners, and manage the proposal through to a quote. This is not a carrier underwriting seat. It is a role for someone who has underwritten stop-loss, knows how underwriters will look at a case before they see it, and wants to use that knowledge on the business side to help our sales team bring better-prepared cases to market and win them.

Responsibilities

Risk Evaluation and Management

• Review incoming cases and assess the risk before they go to underwriting, including claims experience, census, and plan design.
• Advise sales leadership on how a case is likely to be viewed and priced by stop-loss carriers, and on which cases to pursue.

RFP and Proposal Management

• Own the RFP and proposal process for self-funded stop-loss cases, from intake through submission, quote, and follow-up.
• Check every submission and proposal for accuracy and completeness before it goes out.
• Gather and compare carrier quotes and recommend the best placement for each case.

Carrier and Underwriter Relationships

• Work as the day-to-day contact for our stop-loss carrier underwriting partners.
• Stay current on how each carrier evaluates specific and aggregate stop-loss risk, and on pricing and competitive trends in the self-funded market.

Sales Enablement and Team

• Partner with sales, brokers, and consultants on case strategy and quotes.
• Work across sales, finance, and actuarial partners so that pricing, risk, and proposals stay aligned.
• Build the tools and repeatable processes behind submissions and quoting, and coach junior sales support staff.

Qualifications

• Describe the experience and attributes of the ideal candidate
• Stop-loss underwriting experience, ideally at a stop-loss carrier, reinsurer, or managing general underwriter and/or Business-side experience supporting a sales team or broker channel through the RFP, proposal, and quoting process.
• 7+ years of combined experience in self-funded group health stop-loss on either the carrier or business side.
• Working knowledge of specific and aggregate stop-loss, including how cases are underwritten and priced.
• Bachelor’s degree or equivalent experience.
• Health: Medical, dental, and vision insurance
• Retirement: 401(k) with company match
• Paid leave: Vacation, Sick, and company holidays
• Ancillary: Company-paid life and disability insurance

The pay range for this role is:

160,000 - 180,000 USD per year (Norwalk, CT)