Senior Manager, Finance Risk Strategy and Analytics

Charles Schwab; Westlake (TX); Hybrid; USD 180,000 - 240,000; Full time

Benefits offered by this job

401(k) with company match

Employee stock purchase plan

Paid time off & sabbatical after 5 yrs

Tuition reimbursement

Health, dental, and vision insurance

Job summary

Charles Schwab is seeking a Senior Manager in Finance Risk Strategy & Analytics to join Finance Risk Management. You will shape risk strategy, provide quantitative insights, and communicate with senior leadership.

The role blends risk management, strategic advisory, and analytics to support liquidity, capital, market, and balance sheet risk across the firm. The position emphasizes collaboration with Treasury, FP&A, and regulatory-facing teams, with a focus on scalable risk reporting and

Qualifications

• Bachelor’s degree in Finance, Economics, Business, or related field.
• 7+ years in Treasury, Finance, Risk Management, Capital Management, Liquidity/Market Risk, FP&A, or related disciplines.
• Strong understanding of banking and broker-dealer risk frameworks.
• Experience with capital, liquidity, market, and regulatory risk management.

Responsibilities

• Design and enhance liquidity, capital, and market risk frameworks with targets, indicators, and contingency plans.
• Assess new initiatives for impact on balance sheet, capital, liquidity, and risk.
• Support digital asset and emerging market initiatives with qualitative and quantitative analyses.
• Conduct benchmarking and industry surveillance for risk trends and opportunities.
• Prepare executive-level presentations on risk exposures and remediation actions.
• Develop dashboards and analytics for management reporting across entities.

Skills

Analytical thinking

Problem-solving

Strategic thinking

Cross-functional collaboration

Written and verbal communication

Self-motivated

Ability to multi-task

Education

Bachelor’s degree in Finance/Economics/Business

Master’s degree in Finance/Economics/Business Administration

Tools

SQL

Tableau

Power BI

Python

Alteryx

Job description

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together. This is a role where you will be able to grow your expertise through consistent challenges with the backing of passionate leaders who will value your contributions and encourage your development.

The first line Finance Risk Management (FRM) function serves as an in‑business strategic risk partner within Finance. The team designs and implements a cohesive risk management strategy and framework to identify, measure, monitor, and manage financial risks while enabling business growth, innovation, and strategic decision-making. Our mandate encompasses liquidity, capital, market, counterparty credit, and regulatory risk management across the Finance organization. We work closely with Treasury, Corporate Risk Management, Product, FP&A, and executive leadership to strengthen risk frameworks, evaluate strategic initiatives, assess emerging risks, and safeguard the firm’s financial flexibility.

We are seeking a Senior Manager – Finance Risk Strategy & Analytics to join Finance Risk Management, reporting to the Head of Strategy & Analytics. This role combines financial risk management, strategic advisory, quantitative analytics, and executive communication. The successful candidate will help shape the firm’s risk strategy while delivering actionable insights on liquidity, capital, market, and balance sheet risks. This is an individual contributor position.

What you will do:

• Partner with stakeholders on the design and enhancement of liquidity, capital, and market risk frameworks, including risk appetite, limits, triggers, operating targets, key risk indicators, and contingency plans.
• Evaluate new business initiatives, products, and emerging opportunities, assessing impacts on the firm’s balance sheet, capital, liquidity, market risk, funding profile, and overall financial risk position.
• Support digital asset and emerging financial market initiatives by assessing financial risk implications, conducting qualitative and quantitative analyses, and partnering with stakeholders on new products and strategic initiatives.
• Conduct peer benchmarking and industry surveillance to identify trends, emerging risks, and opportunities that may affect the firm’s risk profile or strategic direction.
• Prepare executive‑level presentations and recommendations for senior management, governance committees, and regulators on risk management capabilities, exposures, trends, and potential remediation actions.
• Leverage data, analytics, and automation to improve reporting capabilities, increase efficiency, and support a scalable risk management framework.
• Perform ad hoc analysis and special projects in support of Finance, Treasury, and firmwide strategic priorities.
• Conduct macroeconomic surveillance and risk monitoring, identifying emerging risks driven by economic, market, regulatory, and industry developments.
• Develop and enhance executive financial risk dashboards, reporting, and analytics that provide actionable insights into exposures, concentrations, forecasts, sensitivities, and cross‑risk impacts under various scenarios across legal entities and business units.

What you have

Required Qualifications:

• Bachelor’s degree in Finance, Economics, Business, or a related field.
• 7+ years of experience in Treasury, Finance, Risk Management, Capital Management, Liquidity Risk, Market Risk, ALM, FP&A, or related disciplines.
• Strong understanding of banking and broker‑dealer business models and risk management frameworks.
• Experience with capital, liquidity, market, and regulatory risk management practices.
• Knowledge of Enhanced Prudential Standards and other applicable regulations.
• Familiarity with balance sheet management, funding strategies, and financial risk measurement.
• Strong analytical, problem‑solving, and strategic thinking capabilities.
• Ability to translate complex business challenges into structured, data‑driven analyses.
• Excellent written and verbal communication skills and ability to interact cross‑functionally.
• Self‑motivated, able to multi‑task, perform under strict deadlines, and able to develop new processes.

Preferred Qualifications:

• Master’s degree in Finance, Economics, Business Administration, or a related field.
• CFA, FRM, CPA, or similar professional designation.
• Experience supporting ALCO, executive committees, board committees, or regulatory examinations.
• Experience with contingency funding planning, capital planning, stress testing, or treasury risk management.
• Familiarity with funds transfer pricing (FTP), balance sheet optimization, and asset‑liability management concepts.
• Experience evaluating new products, strategic initiatives, or emerging businesses.
• Knowledge of digital assets, fintech, or emerging financial market developments.
• Experience developing automated reporting and analytics solutions.
• Experience with SQL, Tableau, Power BI, Python, Alteryx, or other analytical and visualization tools.

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28‑day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance