Manager – Balance Sheet Forecasting & Analytics

Charles Schwab; Omaha (NE); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Hybrid work model

401(k) with company match

Health, dental, and vision insurance

Job summary

Charles Schwab is seeking a Manager of Balance Sheet Forecasting & Analytics to lead forecasting and analytical work within Corporate Treasury. The role focuses on NII forecasting, capital management, stress testing, and forward-looking scenario analysis to support senior management and regulatory submissions.

The team emphasizes improving data architecture, automation, and end-to-end forecasting processes, while partnering with Finance, Risk, Technology, and business stakeholders to deliver

Qualifications

• 5+ years of experience across Treasury, ALM, balance sheet management, capital markets, or fixed income analytics.
• Knowledge of NII forecasting, capital management (including CCAR), liquidity management, and interest rate risk in a large financial institution.
• Strong fixed-income investment modeling and analytical expertise.
• Experience running forecasting frameworks, scenario analysis, and attribution methodologies to support management decision-making.
• Strong written and verbal communication skills, with high standards for clarity and precision.

Responsibilities

• Deliver clear, defensible insights to Treasury leadership and executive stakeholders, including C-suite audiences.
• Provide forward-looking scenario analysis and articulate implications for capital, liquidity, and earnings performance.
• Operate effectively in a high-pressure environment with frequent leadership inquiries and shifting priorities.
• Advance forecasting capabilities across automation, data architecture, and analytical tooling.
• Translate macroeconomic shifts into expected financial impacts and challenge model outputs accordingly.

Skills

Treasury

ALM

Forecasting

NII

CCAR

Communication

Education

Bachelor's degree

Advanced degree preferred

CFA/FRM/PRM preferred

Tools

PolyPaths

QRM

Treasury analytics tools

Job description

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.

The Balance Sheet Forecasting & Analytics team sits within our first line of defense Corporate Treasury department. Balance Sheet Forecasting & Analytics is responsible for forecasting the balance sheets, Net Interest Income (NII) and capital actions in our business-as-usual FP&A and CCAR exercises. The team forecasts balance sheets with approximately $490 billion in consolidated assets, comprised of fixed-income investment portfolios totaling over $225 billion, consumer loan portfolios with approximately $165 billion in balance, an additional $70 billion in off-balance-sheet brokered deposit agreement notional investments, and $50 billion in derivative positions.

The Manager, Balance Sheet Forecasting & Analytics is a critical team member role within Corporate Treasury, responsible for executing forecasting processes to produce outputs, analytics, and insights that inform senior executive decision-making, investor communications, and regulatory submissions. Reporting to the Senior Manager, this role serves as a key contributor in producing and explaining results of the forecast. Additionally, the Manager has accountability for supporting the end-to-end delivery, alignment to strategic objectives, and consistent execution. The Manager is a contributor on a team of approximately four professionals across multiple locations.

This role is responsible for supporting the team’s forecasting and analytical capabilities while continuing to promote process improvement through modeling, automation, and process efficiency. Key areas of focus include strengthening business-as-usual forecasting, enhancing analytical depth, and expanding capabilities across NII forecasting, stress testing, and forward-looking scenario analysis. The Manager contributes to the development and execution of NII forecasting frameworks, including modeling approaches, attribution methodologies, and scenario analysis used to understand financial performance and key drivers.

In partnership with Finance, Risk, Technology, and other business stakeholders, the Manager is accountable for learning and improving data architecture, enhancing forecast integration, and strengthening end-to-end processes to increase transparency, consistency, and responsiveness to changing business conditions. The role abides by established governance frameworks and quality standards across forecasting outputs and analytical processes, while supporting and developing within a high-performing team focused on accountability, analytical rigor, and continuous improvement.

A core objective of this role is to aid the evolution of the team from a forecasting production function into a more strategic analytical team that delivers insights, challenges assumptions, and supports more informed business and capital decisions.

This position offers the opportunity to shape the future direction of Treasury forecasting and analytics, including advancing automation, improving the quality and usability of insights, and strengthening the integration of forecasting into enterprise decision-making.

What you have

Experience & Domain Expertise

• 5+ years of relevant experience across Treasury, ALM, balance sheet management, capital markets, or fixed income analytics
• Knowledge of NII forecasting, capital management (including CCAR), liquidity management, and interest rate risk in a large financial institution
• Strong fixed-income investment modeling and analytical expertise
• Experience running forecasting frameworks, scenario analysis, and attribution methodologies to support management decision-making
• Strong written and verbal communication skills, with high standards for clarity and precision

Executive Engagement & Decision Support

• Deliver clear, defensible insights to Treasury leadership and executive stakeholders, including C-suite audiences
• Provide forward-looking scenario analysis and articulate implications for capital, liquidity, and earnings performance
• Operate effectively in a high-pressure environment with frequent leadership inquiries and shifting priorities

Transformation & Capability Building

• Advance forecasting capabilities across automation, data architecture, and analytical tooling
• Improve forecasting frameworks, attribution methodologies, and scenario analysis
• Support evolution from production forecasting to strategic analytics and insight generation
• Translate macroeconomic shifts (e.g., rate changes) into expected financial impacts and challenge model outputs accordingly
• Proficiency in ALM / NIR / Capital forecasting platforms (e.g., PolyPaths, QRM, or similar)

Judgment & Personal Effectiveness

• Strong analytical judgment and disciplined decision-making
• Ability to operate in ambiguity and develop innovative, forward-looking analyses with support of team members and manager
• Relationship-oriented mindset with the ability to build credibility and trust across stakeholders

Education & Certifications

• Bachelor’s degree required; advanced degree preferred
• Professional certification (e.g., CFA, FRM, PRM) preferred

In addition to the salary range, this role is also eligible for bonus or incentive opportunities.

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance