Senior Manager, Credit Underwriting

Rippling; San Francisco (CA); On-site; USD 129,000 - 252,000; Full time

Job summary

An established industry player is seeking a Senior Manager for its Credit Underwriting team in the heart of San Francisco. This pivotal role involves leading a team of credit professionals, developing and implementing strategic underwriting procedures, and ensuring compliance with regulations. The company values a collaborative culture and offers a competitive salary along with benefits and equity. If you have a strong background in credit underwriting and are ready to make a significant impact, this opportunity is perfect for you.

Qualifications

• 7+ years in credit underwriting with management experience.
• Expertise in commercial credit products and financial analysis.

Responsibilities

• Lead and mentor a team of credit underwriting professionals.
• Develop underwriting procedures aligned with company products.
• Collaborate with teams to align underwriting strategies.

Skills

Credit Underwriting

Financial Statement Analysis

Leadership

Data Analytics

Risk Management

Education

Bachelor's in Finance

MBA

Job description

Join to apply for the Senior Manager, Credit Underwriting role at Rippling.

Rippling gives businesses one place to run HR, IT, and Finance, integrating all workforce systems like payroll, expenses, benefits, and computers into a single platform. The company is based in San Francisco, CA, and has raised over $1.4 billion from top investors such as Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock.

About The Role

Rippling is seeking an experienced Senior Manager to lead its Credit Underwriting team, overseeing operations for various financial products including Corporate Card, Employer of Record, Payroll, and Bill Pay. The role requires strategic leadership, operational expertise, and cross-functional collaboration.

What You Will Do

• Lead and mentor a team of 3-5 credit underwriting professionals, fostering a high-performance culture.
• Develop and implement underwriting procedures aligned with Rippling’s products.
• Oversee credit evaluation processes, ensuring rigorous analysis and sound decision-making.
• Collaborate with Product, Sales, and risk teams to align underwriting strategies.
• Utilize data analytics to monitor performance and inform decisions.
• Establish risk management practices and ensure regulatory compliance.

What You Will Need

• Bachelor’s degree in Finance, Business Administration, or related field; MBA preferred.
• 7+ years in credit underwriting, with at least 3 years in management.
• Expertise in financial statement analysis and commercial credit products.
• Experience managing credit for small to medium-sized businesses.
• Strong leadership, analytical, and communication skills.

Additional Information

Rippling is an equal opportunity employer committed to diversity and inclusion. Candidates requiring accommodations should contact [e-mail]. The company values in-office work, considering it essential to its culture, with a policy of at least three days per week in the office for local employees. The role offers a competitive salary, benefits, and equity, with pay ranges depending on location.

The salary range for this role is:

• $129,600 - $226,800 USD per year (US Tier 2)
• $144,000 - $252,000 USD per year (US Tier 1)

Job details include seniority level (Mid-Senior), employment type (Full-time), and job functions (Finance and Sales), primarily within the Software Development industry.