Senior Manager, Commercial Payment Credit Underwriting

Huntington; Chicago (IL); Hybrid; USD 125,000 - 255,000; Full time

Benefits offered by this job

Health insurance

Retirement plan

Paid time off

Job summary

Huntington in Chicago seeks a Senior Manager, Independent Commercial Payment Product Credit Underwriting to lead multiple underwriting teams, set priorities, and ensure decision quality aligns with product growth while managing risk across commercial payment products. You will collaborate with product and risk functions to resolve complex matters and strengthen controls.

The role requires building decision frameworks, directing risk-aware customer strategies, and contributing to portfolio

Qualifications

• Bachelor’s degree plus 10 years of relevant experience in commercial credit or underwriting.
• Experience underwriting complex commercial exposures and decisions for high-risk relationships.
• Knowledge of commercial payment products and card-network requirements.

Responsibilities

• Lead multiple underwriting teams, setting priorities and maintaining consistent decision quality across commercial payment products.
• Oversee financial analysis using statements, tax returns, and bureau information to assess solvency and repayment capacity.
• Establish approval practices for higher-risk or larger-exposure products and structure risk-mitigation terms.

Skills

Credit underwriting

Financial analysis

Risk management

Stakeholder collaboration

Leadership

Education

Bachelor’s Degree

Advanced degree or certification

Job description

Huntington in Chicago seeks a Senior Manager, Independent Commercial Payment Product Credit Underwriting to lead multiple underwriting teams, set priorities, and ensure decision quality aligns with product growth while managing risk across commercial payment products. You will collaborate with product and risk functions to resolve complex matters and strengthen controls.

The role requires building decision frameworks, directing risk-aware customer strategies, and contributing to portfolio