Senior Manager, Commercial Payment Credit Underwriting

Huntington Bank; Chicago (IL); Hybrid; USD 125,000 - 255,000; Full time

Benefits offered by this job

Health insurance coverage

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

PTO

Job summary

Huntington Bank is seeking a Senior Manager for Independent Commercial Payment Product Credit Underwriting to lead multiple underwriting teams and establish decision frameworks aligned with risk appetite. The role partners with Product, Sales, Credit, Risk, and Compliance to resolve complex underwriting matters affecting exposure and portfolio performance.

The candidate will oversee financial analyses and approval decisions for high‑risk or large‑exposure commercial payment products, including

Qualifications

• Bachelor's Degree is required for this role.
• 10 years of relevant experience in commercial credit, underwriting, or related financial services.
• Experience underwriting complex commercial credit or payment exposures.
• Experience influencing senior stakeholders and decision makers.

Responsibilities

• Lead multiple underwriting teams, set priorities, allocate resources, and maintain consistent decision quality across commercial payment products.
• Oversee complex financial and credit analysis using statements, tax returns, bureau information, and ownership structures to assess solvency and repayment capacity.
• Establish decision practices and delegated authority for approving or declining higher‑risk or larger‑exposure commercial payment products.
• Direct the structuring of settlement limits, reserves, collateral, and other risk‑mitigation terms based on risk profile.

Education

Bachelor's Degree

Advanced degree or relevant professional certification in finance, accounting, credit, payments, or risk management

Job description

Huntington Bank is seeking a Senior Manager for Independent Commercial Payment Product Credit Underwriting to lead multiple underwriting teams and establish decision frameworks aligned with risk appetite. The role partners with Product, Sales, Credit, Risk, and Compliance to resolve complex underwriting matters affecting exposure and portfolio performance.

The candidate will oversee financial analyses and approval decisions for high‑risk or large‑exposure commercial payment products, including