Senior Manager, Commercial Payment Credit Underwriting

Huntington Bank; Dallas (TX); Hybrid; USD 125,000 - 255,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

PTO

Job summary

Huntington National Bank is seeking a Senior Manager, Independent Commercial Payment Product Credit Underwriting to lead multiple underwriting teams across commercial payment products. You will develop plans, set priorities, allocate resources, and maintain decision frameworks aligned with the bank's risk appetite.

You will collaborate with Product, Sales, Credit, Risk, Compliance, and Operations to resolve complex underwriting matters and influence decisions affecting exposure and portfolio

Qualifications

• Bachelor's degree required.
• At least 10 years of relevant experience in commercial credit/underwriting or related financial services discipline.

Responsibilities

• Lead multiple underwriting teams, set priorities and ensure consistent decision quality across commercial payment products.
• Oversee financial and credit analysis using applications, statements, tax returns, and bureau information to assess solvency and repayment capacity.
• Establish and govern decision practices and delegated authority for approving, conditioning, or declining higher-risk exposures.
• Direct the structuring of settlement limits, reserves, and risk-mitigation terms based on risk profile.
• Monitor and review portfolios to identify chargebacks, fraud exposure, and potential losses; ensure compliance with card-network requirements.

Skills

Leadership

Credit underwriting

Financial analysis

Education

Bachelor's Degree

Tools

Credit risk software

Job description

Huntington National Bank is seeking a Senior Manager, Independent Commercial Payment Product Credit Underwriting to lead multiple underwriting teams across commercial payment products. You will develop plans, set priorities, allocate resources, and maintain decision frameworks aligned with the bank's risk appetite.

You will collaborate with Product, Sales, Credit, Risk, Compliance, and Operations to resolve complex underwriting matters and influence decisions affecting exposure and portfolio