Senior Loss Control Advisor – Builders Risk & Small Biz

Bankers Insurance Group; Saint Petersburg (FL); On-site; USD 75,000 - 105,000; Full time

Benefits offered by this job

Health insurance

HSA contribution

401(k) with match

PTO + holidays

Volunteer days

Employee Assistance Program

Life and disability insurance

Dental and vision

Education assistance

Job summary

Bankers Insurance Group in Saint Petersburg, FL seeks a Senior Loss Control Representative to strengthen our Commercial Insurance team. The role blends on-site & virtual risk assessments, reviews of vendor reports, and collaboration with underwriters to ensure accurate risk selection.

You’ll lead inspections, guide third‑party partners, and provide actionable safety recommendations for small business and builders risk accounts. Travel up to 30% with a strong emphasis on field leadership.

Qualifications

• Bachelor's degree in Risk Management, Insurance, Engineering, Occupational Safety, or related field.
• 5–7+ years in loss control or commercial risk management, preferably focused on small business and construction exposures.
• Industry certifications such as CFSP, ARM, CSP, or CRM are strongly preferred.

Responsibilities

• Perform comprehensive risk evaluations for small commercial properties and Builders Risk clients, both on-site and virtually.
• Examine building construction, site security, business operations, and contractor practices to identify hazards and vulnerabilities.
• Evaluate inland marine risks including construction projects (new and renovation), equipment on premises, jobsite storage, housekeeping, and goods in transit.
• Oversee relationships with outsourced inspection vendors to ensure service quality, turnaround time, and alignment with underwriting expectations.
• Review vendor reports for accuracy and completeness; ensure inspections capture the appropriate scope of risk from an underwriting and risk management perspective.
• Establish inspection priorities, protocols, and escalation processes that support a scalable and proactive risk management strategy.
• Deliver clear, actionable recommendations to help policyholders reduce loss frequency and severity.
• Support small business clients in implementing safety training, fire prevention measures, and disaster preparedness programs.
• Serve as a practical risk management advisor—balancing real-world client challenges with effective mitigation strategies.
• Create thorough loss control reports with risk ratings, visual documentation, and prioritized recommendations.
• Review and validate reports from outsourced inspection vendors to ensure they meet underwriting standards and support accurate risk selection.
• Provide quality assurance feedback to vendors and elevate issues that impact underwriting decisions or service timelines.
• Maintain risk profiles and collaborate with underwriters to ensure alignment between field assessments and coverage decisions.
• Offer specialized insights on inland marine and Builders Risk exposures to support complex underwriting scenarios.
• Serve as a trusted technical resource for underwriters, agents, brokers, and policyholders.
• Help build confidence with agents and clients by translating field findings into clear, constructive conversations.
• Mentor underwriting associates and contribute to team education efforts related to construction and field-based risk topics.
• Stay current on construction safety standards, NFPA and IBC codes, OSHA regulations, and industry-specific risk trends.
• Ensure all loss control activity adheres to legal, ethical, and company standards.
• Contribute to the evolution of internal guidelines, inspection protocols, and vendor oversight procedures.

Skills

Risk assessment

Inspections

Vendor management

Underwriting support

Communication skills

Education

Bachelor's degree in Risk Management, Insurance, Engineering, or related field

Job description

Bankers Insurance Group in Saint Petersburg, FL seeks a Senior Loss Control Representative to strengthen our Commercial Insurance team. The role blends on-site & virtual risk assessments, reviews of vendor reports, and collaboration with underwriters to ensure accurate risk selection.

You’ll lead inspections, guide third‑party partners, and provide actionable safety recommendations for small business and builders risk accounts. Travel up to 30% with a strong emphasis on field leadership.