Senior Loan Workout & Special Assets Lead

Metropolitan-Commercial-Bank; New York (NY); Hybrid; USD 215.000 - 250.000; Vollzeit

Benefits dieser Stelle

Hybrid work arrangement

Zusammenfassung

Metropolitan Commercial Bank in New York, NY seeks an SVP Loan Workout Officer to manage distressed loan portfolios, develop recovery strategies, and supervise restructurings. The role reports to the CEO and blends in-office work with one remote day weekly.

The position requires a strong background in loan management, credit risk, negotiation, and regulatory compliance, with a drive to use AI-enabled insights for better outcomes.

Qualifikationen

• Bachelor's degree in Finance, Business Administration, or a related field.
• Experience in loan management or financial rehabilitation. Strong understanding of loan structures and credit risk.
• Strong negotiation and problem-solving skills.
• Knowledge of regulatory requirements related to loan recovery.
• Excellent communication and interpersonal skills.

Aufgaben

• Review and analyze troubled loan portfolios to identify potential recovery strategies.
• Negotiate loan terms with borrowers to facilitate loan restructuring and workout plans.
• Prepare and present detailed reports on loan statuses and proposed recovery actions to senior management.
• Collaborate with legal teams to ensure compliance with all regulatory requirements during loan workouts.
• Develop and implement recovery plans that align with the organization’s financial objectives.
• Monitor and track the progress of restructured loans to ensure adherence to new terms.
• Engage with external consultants and advisors to enhance recovery strategies.
• Conduct site visits and meetings with borrowers to assess their financial situations.
• Evaluate collateral and make recommendations on asset liquidation as necessary.
• Participate in training sessions to stay updated on financial regulations and industry best practices.

Kenntnisse

Loan management

Credit risk analysis

Negotiation

Regulatory knowledge

Communication skills

Financial analysis tools

Credit documentation

Financial statement analysis

Spreadsheet proficiency

Attention to detail

Independent decision making

AI in finance curiosity

Ausbildung

Bachelor's degree in Finance, Business Administration, or a related field

Jobbeschreibung

Metropolitan Commercial Bank in New York, NY seeks an SVP Loan Workout Officer to manage distressed loan portfolios, develop recovery strategies, and supervise restructurings. The role reports to the CEO and blends in-office work with one remote day weekly.

The position requires a strong background in loan management, credit risk, negotiation, and regulatory compliance, with a drive to use AI-enabled insights for better outcomes.