Loan Specialist

M/I Homes; Sarasota (FL); On-site; USD 52,000 - 76,000; Full time

Benefits offered by this job

Medical Insurance

Vision Insurance

Dental Insurance

401K

Profit Sharing

Paid Time Off

Home Purchase Discount

Bonus Potential

Weekday Schedule

Job summary

M/I Homes is seeking a Mortgage Loan Processor / Specialist for its financing subsidiary, M/I Financial, located in Lakewood Ranch, Florida. This full-time, on-site position handles processing of conventional, FHA, and VA mortgage loans and prepares packages for loan approval.

The ideal candidate has at least three years in mortgages, with builder experience preferred. Responsibilities include documentation gathering, file preparation for underwriting, and coordination with underwriters to

Qualifications

• High school graduate, some college preferred, and at least three years of mortgage field experience.
• Prefer previous builder experience.

Responsibilities

• Gather, analyze, and process documentation from applicants, credit bureaus, employers, and creditors to verify financial information.
• Review, organize, and collate loan information for underwriting submission.
• Communicate with applicants, underwriters, and creditors to resolve questions.
• Prepare file for final clear-to-close by branch management.

Skills

Mortgage processing

Documentation

Communication

Liaison with underwriters

Time management

Education

High School diploma

Some college preferred

Tools

NMLS knowledge

Job description

Overview

M/I Homes has been building new homes of outstanding quality and superior design for 50 years. Founded in 1976, the company has fulfilled the dreams of over 170,000 homeowners and operates in 17 markets across the country, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa. M/I Homes, a top 15 national home builder, continues to grow its operation along Florida’s Gulf Coast and seeks a Mortgage Loan Processor / Specialist for its financing subsidiary, M/I Financial, located in Lakewood Ranch, Florida. The successful candidate must be well versed in processing of all types of purchase money mortgage loans, including conventional, FHA, and VA. This position is full-time on-site in the Sarasota office.

Job Summary

Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval.

Duties and Responsibilities

• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a usable credit file to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve issues or questions regarding application information.
• Prepares file for final clear-to-close by branch management.

• High school graduate, with some college preferred, and at least three (3) years of experience in the mortgage field. Prefer previous builder experience.

Qualifications

• High school graduate, with some college preferred, and at least three (3) years of experience in the mortgage field. Prefer previous builder experience.

Benefits

• Steady work environment driven by builder new home purchase sales — NO refinances.
• Convenient location off I-75 in Lakewood Ranch.
• Salary + Bonuses based on work volume achieved.
• Monday through Friday work environment.
• Generous paid time off structure.
• Entire loan operation – origination, processing, underwriting - locally based.
• Team partnership with a top 15 national builder.
• Discount on employee new home purchases.
• 401K and Profit Sharing.
• Full Medical, Vision, and Dental Insurance.

We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC, 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.