Senior Loan Officer: Relationship & Underwriting Expert

Cypress Bank SSB; Pittsburg (TX); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

401(k) plan

Education benefits

Paid vacation

Paid holidays

Job summary

Cypress Bank, SSB in Pittsburg, TX is seeking a Senior Loan Officer to build relationships and manage consumer, commercial, and mortgage loan processes. You will order credit reports, assess applications, and ensure compliance with bank policies while delivering exceptional customer service.

The role requires a Bachelor's degree in business or finance and 3–5 years of lending experience; strong underwriting, communication, and leadership skills; and proficiency with Microsoft Office.

Qualifications

• Bachelor's degree in business, finance, or related field.
• 3–5 years of experience in a financial institution or loan setting.
• Strong credit and underwriting knowledge and sound judgement.

Responsibilities

• Interview consumer loan applicants and order credit reports; request specified information for loan application.
• Interview commercial loan applicants and order credit reports; request specified information for loan application.
• Interview mortgage loan applicants and order credit reports; requests specified information for loan application.
• Perform and understand mortgage and commercial underwriting.
• Notify applicants of loan decisions; correspond with customers to resolve questions regarding application information.
• Recommend and outline loan terms; inform prospective borrowers of loan commitments.
• Develop and maintain interest rate structure aligned with bank policies and market.

Skills

Relationship building

Credit underwriting

Communication

Financial analysis

Leadership

Bilingual preferred

Education

Bachelor's degree in business, finance, or related area

Tools

Microsoft Office Suite

Job description

Cypress Bank, SSB in Pittsburg, TX is seeking a Senior Loan Officer to build relationships and manage consumer, commercial, and mortgage loan processes. You will order credit reports, assess applications, and ensure compliance with bank policies while delivering exceptional customer service.

The role requires a Bachelor's degree in business or finance and 3–5 years of lending experience; strong underwriting, communication, and leadership skills; and proficiency with Microsoft Office.