Senior Loan Officer III

1st Community Credit Union; Sparta (WI); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Health insurance

401(k) with employer match

Paid vacation, sick leave, andPersonal

Paid holidays

Educational reimbursement

Life insurance and long-term-dis}}],

Voluntary accident, critical illness, 

Job summary

1st Community Credit Union seeks an experienced Senior Business & Mortgage Lending Officer to grow and manage business lending relationships while supporting residential mortgage lending across a 14-county field. You will work with underwriters, processors, and a collaborative team to serve members and develop customized financial solutions.

The role emphasizes relationship-based lending, strong credit quality, and leadership to mentor others while expanding the credit union's community presence

Qualifications

• Minimum 6 years of lending experience.
• Strong business lending experience.
• Experience originating residential mortgage loans.
• Proven ability to develop and maintain member relationships.
• Strong communication and collaboration skills.

Responsibilities

• Develop and manage business lending relationships with new and existing members.
• Build and maintain relationships with local businesses, real estate professionals, accountants, attorneys, and community organizations.
• Structure commercial lending solutions that support member goals and business growth.
• Assist members with residential mortgage needs, including purchase, refinance, construction, and home equity lending.
• Present lending recommendations and collaborate with internal teams throughout the approval process.
• Represent 1st Community Credit Union at community and business events.

Skills

Lending experience

Business lending

Mortgage lending

Relationship building

Communication skills

Team leadership

Independent work

Mentoring

Tools

CRM software

Job description

Senior Business & Mortgage Lending Officer

Build Relationships. Grow Portfolios. Make an Impact.

Are you an experienced lender who enjoys helping businesses succeed, guiding members through important financial decisions, and building lasting relationships in the communities you serve?

At 1st Community Credit Union, you'll have the opportunity to use your lending expertise to make a meaningful impact while working with a collaborative team that values your experience. This role offers the opportunity to grow and manage business lending relationships while also supporting residential mortgage lending throughout our 14-county field of membership.

You'll have the flexibility to build relationships your way, the support of dedicated underwriting and processing professionals, and the ability to focus on what you do best-serving members, developing business, and creating customized financial solutions.

Why Join 1st Community Credit Union?

Make an Impact Through Relationship-Based Lending

Your experience matters here. You'll work directly with businesses, families, and community members to understand their goals and provide financial solutions that help them succeed.

Flexible Lending Solutions

Our lending team understands the communities we serve, allowing us to make decisions close to our members. You'll have the opportunity to structure thoughtful lending solutions that meet unique needs while maintaining strong credit quality.

Grow Your Business Lending Portfolio

You'll have the opportunity to develop and manage meaningful business relationships across our communities, including commercial real estate, equipment financing, lines of credit, and other business lending opportunities.

Support to Help You Succeed

You'll work alongside an experienced lending team with dedicated underwriting and loan processing support, allowing you to spend more time building relationships and less time managing the details behind the scenes.

Competitive Compensation

Enjoy a competitive base salary plus the opportunity to earn monthly incentive pay. Our incentive program rewards your success and provides additional earning potential as you grow relationships and serve members. Sign-on bonus potential may also be available for the right candidate, based on qualifications and experience.

Work-Life Balance

We believe employees do their best work when they have flexibility and support. 1st CCU has a culture that values balance between professional success and personal well-being.

A Strong Community Presence

Join a well-established credit union celebrating 65 years of serving Southwest Wisconsin. With an established member base, three branch locations, and deep community relationships, you'll have the opportunity to make a difference while continuing to grow professionally.

What You'll Do

• Develop and manage business lending relationships with new and existing members.
• Build and maintain relationships with local businesses, real estate professionals, accountants, attorneys, and community organizations.
• Structure commercial lending solutions that support member goals and business growth.
• Assist members with residential mortgage needs, including purchase, refinance, construction, and home equity lending.
• Present lending recommendations and collaborate with internal teams throughout the approval process.
• Represent 1st Community Credit Union at community and business events.

We Are Looking For

• A minimum of 6 years of lending experience

• Strong business lending experience

• Experience originating residential mortgage loans

• Proven ability to develop and maintain member relationships

• Strong communication skills

• Ability to work independently while collaborating effectively with internal teams

• A desire to lead, mentor others, and contribute at a senior level

Benefits & Perks

• Health, dental, and vision insurance
• 401(k) with up to a 5% employer match
• Paid vacation, personal and sick leave
• Paid holidays
• Educational reimbursement
• Life insurance and long-term disability coverage
• Voluntary accident, critical illness, and cancer coverage
• Paid volunteer hours
• Strong recognition and rewards program

1st CCU is an Equal Employment Opportunity (EEO) employer. It is the policy of 1st CCU to provide equal employment opportunities to all qualified applicants regardless of their race, color, religion, sex, age, national origin, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by state or federal law.