Senior Loan Officer

Lawrence Partnership; Lowell (MA); Presencial; USD 75 000 - 95 000; Tempo integral

Resumo da oferta

Jeanne D’Arc Credit Union is hiring a Senior Loan Officer to develop and retain a referral network for residential mortgages. You will evaluate members' finances to determine creditworthiness, using consultative selling techniques to help members achieve their financial goals.

As part of a supportive team, you’ll work under the Mortgage Origination Officer and ensure excellent service while advancing your career in a dynamic environment.

Qualificações

• Three years of experience as a real estate lender or related banking experience is required.
• National Mortgage Licensing System (NMLS) credentials are required or obtained within 60 days of hire.
• Exceptional written and verbal communication skills are required.
• Builds relationships and fosters positive interactions with members and vendors.

Responsabilidades

• Identifies, contacts, and visits potential or existing Credit Union members independently; cultivates new real estate opportunities.
• Develops and maintains relationships to establish a referral network for real estate loan generation.
• Interviews loan applicants and analyzes financial position to determine appropriate mortgage products.
• Communicates credit decisions to prospects and members and negotiates loan conditions within policy.
• Manages pipeline with organization and multitasking; conducts preliminary financial analysis and credit investigations.

Conhecimentos

Real estate lending knowledge

Credit analysis

Interpersonal skills

Written and verbal communication

Empathy and active listening

Formação académica

Bachelor's degree or equivalent

Descrição da oferta de emprego

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Senior Loan Officer

Full Time Nashua, NH, US

30+ days ago Requisition ID: 1017

At Jeanne D’Arc Credit Union, we don’t just offer jobs—we build careers. With competitive pay, outstanding benefits, a supportive team environment, and endless growth opportunities, you’ll have everything you need to thrive.

We take pride in our team, who go above and beyond to deliver exceptional service and offer smart financial solutions to our members. If you’re looking for a rewarding role where you can make a difference in helping people and giving back to the community, we’d love to have you on board!

Now Hiring: Senior Loan Officer

As a Senior Loan Officer, you’ll work under the leadership of the Mortgage Origination Officer, to develop and retain a referral source network for residential mortgages. Responsibilities include evaluating members' finances to determine creditworthiness for a loan by utilizing consultative selling techniques.

Your contributions will help our members achieve their financial goals while advancing your career in a dynamic and supportive environment.

Essential Functions & Responsibilities:

• Identifies, contacts, and visits potential or existing Credit Union members independently; cultivates new real estate opportunities that can develop into strategic relationships.
• Develops and maintains relationships with industry peers to establish a referral source network for real estate loan generation.
• Interviews loan applicants and analyze their financial position to determine appropriatemortgage products. Consults with members on alternatives to the original loan application whennecessary. Demonstrates a special effort to say "yes" to accommodate internal and externalmember needs.
• Communicates credit decisions to prospects and members and negotiates specific loanconditions within parameters defined by policy and credit decisions.
• Demonstrates proficiency in pipeline management with an emphasis on organization andmultitasking skills.
• Coordinates and performs preliminary financial analysis and credit investigations to makesound credit decisions as directed. Uses sound judgment to elevate concerns that exceedauthority or knowledge base to appropriate team members.
• Performs other job-related duties as assigned.

Experience: Three years of experience as a real estate or related lender or relevant banking experience is required. Must have a valid driver's license and a good driving record with two years of driving experience. Proper National Mortgage Licensing System (NMLS) credentials are required or obtained within 60 days of hire.

Education: Bachelor's degree required or an equivalent combination of education and experience.

Interpersonal Skills: Position requires a significant amount of personal contact with others inside and outside the Credit Union, thus requiring a high degree of confidentiality, discretion, diplomacy, and tact in communication. Builds relationships and fosters positive interactions with Credit Union team members, members, and vendors by demonstrating friendly, helpful, and efficient service. Exceptional follow-up and follow-through skills are critical to success in this role. Must have the ability to motivate, influence, and gain the trust and cooperation of others. Excellent written and verbal communication skills are required, including positive body language and tone and communicating clearly and concisely. Empathy, patience, active listening, and sound judgment are required. Must have the ability to understand and communicate products, services, and regulations.

Jeanne D’Arc Credit Union is an Equal Opportunity Employer. We are committed to fostering an inclusive workplace where every employee and applicant is treated with dignity, respect, and fairness. All qualified candidates will receive consideration for employment without regard to race, color, age, religion, sex, sexual orientation, gender identity or expression, national origin, protected veteran status, genetics, disability or any other characteristic protected by law.

If you require a reasonable accommodation to complete the application process or participate in an interview, please contact Human Resources at [phone] ext. 7903. Reasonable accommodations will be provided in accordance with applicable law.