Senior Live Underwriter - 4C'S | US Mortgage

Black And White Business Solutions; United States; Remote; INR 1,200,000 - 1,600,000; Full time

Job summary

An established industry player is seeking Live Underwriters to join their team. This role involves reviewing and underwriting mortgage loans, ensuring compliance with guidelines, and making independent decisions on loan acceptance. The ideal candidate will have 2 to 10 years of relevant experience and a graduate degree. With a focus on customer service and effective communication, this position offers the opportunity to work from home while contributing to a prestigious multinational corporation. Join a dynamic team and make a significant impact in the mortgage industry!

Qualifications

• 2 to 10 years of relevant experience in underwriting.
• Graduate degree or above required.

Responsibilities

• Review and underwrite mortgage loans according to guidelines.
• Ensure loan applications are accurate and compliant.
• Communicate underwriting decisions effectively.

Skills

Live Underwriters

4Cs

Collateral Capacity

Credit & Income

Residential Underwriting

Education

Any Graduate

Tools

Encompass

Job description

About Client

Hiring for One of the Most Prestigious Multinational Corporations!

Job Title: Live Underwriters

Qualification: Any Graduate or Above

Relevant Experience: 2 to 10 Years

Must Have Skills:

1. Live Underwriters
2. 4Cs
3. Collateral Capacity
4. Credit & Income
5. Residential Underwriting

Roles and Responsibilities:

1. The Conventional Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.
2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company.
4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
5. Provides final approval underwriting of mortgage loans.
6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
7. Sign off conditions in a timely manner set by management.
8. Work with staff and management to find solutions on escalated loans.
9. May be requested to make recommendations for improving Internal Audits policies and practices.
10. Manage loans by using all functions of Encompass.
11. Effectively communicate underwriting decisions with processors and advisors.
12. Maintain a high level of customer service and communication with other departments.
13. Other duties as assigned.

Location: Mumbai

CTC Range: Upto 16 LPA (Lakhs Per Annum)

Notice Period: Immediate to 30 Days

Shift Timing: US Shift

Mode of Interview: Walk-in

Mode of Work: Work from Home

Thanks & Regards,

Darini

HR Analyst

Black and White Business Solutions Pvt Ltd

Bangalore, Karnataka, INDIA.

Direct Number: 080-67432442 | WhatsApp [phone]

[e-mail] | www.blackwhite.in

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