Live Underwriter - 4C'S | US Mortgage

Black And White Business Solutions; United States; Remote; INR 1,200,000 - 1,600,000; Full time

Job summary

An established industry player is seeking Live Underwriters to join their team, offering a unique opportunity to work from home in a dynamic environment. This role involves reviewing and underwriting mortgage loans, ensuring compliance with internal and regulatory guidelines, and making independent decisions to minimize risk. The ideal candidate will have a solid background in residential underwriting and a commitment to excellent customer service. If you have a passion for the mortgage industry and are ready to take your career to the next level, this position is perfect for you.

Qualifications

• 2 to 10 years of relevant experience in underwriting.
• Strong understanding of mortgage loan policies and guidelines.

Responsibilities

• Review and underwrite mortgage loans per established guidelines.
• Ensure accuracy and compliance of loan applications and documentation.
• Communicate underwriting decisions effectively with team members.

Skills

Live underwriters

4Cs

Collateral Capacity

Credit & Income

Residential Underwriting

Education

Any Graduate or Above

Tools

Encompass

Job description

About Client

Hiring for One of the Most Prestigious Multinational Corporations!

Job Title: Live Underwriters

Qualification: Any Graduate or Above

Relevant Experience: 2 to 10 Years

Must Have Skills:

1. Live underwriters
2. 4Cs
3. Collateral Capacity
4. Credit & Income
5. Residential Underwriting

Roles and Responsibilities:

1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.
2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company.
4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
5. Provides final approval underwriting of mortgage loans.
6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
7. Sign off conditions in a timely manner set by management.
8. Work with staff and management to find solutions on escalated loans.
9. May be requested to make recommendations for improving Internal Audits policies and practices.
10. Manage loans by using all functions of Encompass.
11. Effectively communicate underwriting decisions with processors and advisors.
12. Maintain a high level of customer service and communication with other departments.
13. Other duties as assigned.

Location: Mumbai

CTC Range: Upto 16 LPA (Lakhs Per Annum)

Notice period: Immediate to 30 Days

Shift Timing: US Shift

Mode of Interview: Walk-in

Mode of Work: Work from Home

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Thanks & Regards,

HR Janhavi

Staffing Analyst

Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA.

Direct Number: 8067432471 | [e-mail] | www.blackwhite.in