Senior Lead Architect, Payments & AI Strategy

JPMorgan Chase & Co.; Plano (TX); On-site; USD 180,000 - 240,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Senior Lead Architect within the Commercial & Investment Bank Payments Technology group to shape the target state architecture for card-present payments.

The role requires deep expertise across system design, payments acquiring, POS solutions, AI/ML, and cloud technologies, with a track record of delivering architecture that scales and secures enterprise platforms. You will drive technical decisions, guide engineering teams, and collaborate with stakeholders to

Qualifications

• Formal training or certification on architecture concepts and 5+ years applied experience.
• Hands-on experience delivering system design, application development, testing, and operational stability.
• Experience in payments acquiring with focus on card present transactions and POS solutions.
• Experience in POS systems and card-present processing.
• Experience in device and estate management.
• Advanced in one or more programming languages and deep expertise in software architecture.

Responsibilities

• Provide architecture direction for card-present payments products.
• Regularly provide technical guidance and direction to business teams, contractors, and vendors.
• Leverage enterprise-authorized AI capabilities to accelerate architecture analysis with human-in-the-loop validation.
• Guide evaluation of current and new technologies using existing standards and frameworks.
• Drive decisions that influence product design, application functionality, and technical operations and processes.
• Serve as a function-wide subject matter expert and advocate of firmwide SDLC frameworks and practices.
• Establish reuse-first AI-enabled engineering patterns and governance across SDLC and toolchain practices.

Skills

Architecture concepts

Software architecture

Cloud

AI/ML

Programming languages

Communication skills

Independent problem solving

Job description

JPMorgan Chase & Co. is seeking a Senior Lead Architect within the Commercial & Investment Bank Payments Technology group to shape the target state architecture for card-present payments.

The role requires deep expertise across system design, payments acquiring, POS solutions, AI/ML, and cloud technologies, with a track record of delivering architecture that scales and secures enterprise platforms. You will drive technical decisions, guide engineering teams, and collaborate with stakeholders to