Senior Java Engineer - Payments & Cloud Microservices

Charles Schwab; California; On-site; USD 140,000 - 180,000; Full time

Job summary

Charles Schwab is seeking a Java Software Engineer to design and deliver scalable services supporting high-volume money movement across ACH, wires, checks, and internal transfers. You will work in an Agile team with product owners, architects, SREs, and business partners to translate priorities into dependable solutions and improve production systems.

You will mentor engineers, contribute to secure, resilient platforms, and help modernize critical banking platforms while delivering reliable

Qualifications

• Master's degree or equivalent practical experience.
• 6+ years building large-scale Java, Spring Boot, cloud and REST services.
• 5+ years with cloud containers and microservices.
• 5+ years CI/CD using GitHub, GitHub Actions, or similar.
• 5+ years automated unit/acceptance/integration testing.
• 5+ years with SQL Server, PostgreSQL, Aerospike, DB2 or equivalent.
• 3+ years messaging with Kafka or RabbitMQ.
• 3+ years authentication with OAuth or SAML.
• 3+ years integrating with banking/money movement vendor systems.
• Strong problem solving, decision making, and collaboration.
• Mentoring engineers and contributing to secure, resilient production systems.

Responsibilities

• Design and deliver scalable services supporting high-volume money movement.
• Work within an Agile team to solve engineering problems and improve resilience.
• Collaborate with product owners, architects, SREs, and business partners.
• Translate priorities into dependable solutions and informed technical decisions.
• Modernize critical platforms and improve client experience.
• Coach and develop engineering talent through knowledge sharing.

Skills

Java

Spring Boot

Cloud frameworks

REST APIs

CI/CD

Automated testing

SQL databases

Kafka / RabbitMQ

OAuth / SAML

Vendor integrations

Problem solving

Mentoring engineers

Cross-functional collaboration

Security & resilience

Education

Master's degree in Information Technology, Computer Science, related field, or equivalent practical experience

Tools

GitHub

GitHub Actions

Jira

Confluence

AWS

Job description

Charles Schwab is seeking a Java Software Engineer to design and deliver scalable services supporting high-volume money movement across ACH, wires, checks, and internal transfers. You will work in an Agile team with product owners, architects, SREs, and business partners to translate priorities into dependable solutions and improve production systems.

You will mentor engineers, contribute to secure, resilient platforms, and help modernize critical banking platforms while delivering reliable