SENIOR INSURANCE RATE ANALYST

State of California; California; Hybrid; USD 87,000 - 109,000; Full time

Benefits offered by this job

Remote work options

Health, dental, vision insurance

Employee Wellness Program

Job summary

The California Department of Insurance is seeking a Senior Insurance Rate Analyst in Alameda County. You will lead a team, assign work, review worksheets, and oversee rate filings to ensure accuracy and compliance with state rules.

The role supports hybrid telework, with potential travel as needed and a 12-month limited term appointment that may extend or convert. Salary reflects state scales and is published in the posting.

Qualifications

• Senior Insurance Rate Analyst position with leadership duties.
• Ability to provide direction and leadership; communicate effectively; analyze problems.
• Willingness to pursue professional enhancement activities through continuing education.

Responsibilities

• Lead a team of Rate Analysts and assign work to ensure timely rate filings.
• Review worksheets and recommendations for accuracy and quality.
• Analyze rate filings, rating plans, systems, and forms for data accuracy and compliance.
• Ensure proper application of California Insurance Code and regulations.

Skills

Direction and leadership

Effective communication

Analytical problem solving

Relationship building

Professional development

Remote work options

Job description

Job Posting:Senior Insurance Rate Analyst

Department of Insurance

JC-535031 -

JC-535031 - Senior Insurance Rate Analyst
SENIOR INSURANCE RATE ANALYST

$7,831.00 - $9,801.00 per Month
New to State candidates will be hired into the minimum salary of the classification or minimum of alternate range when applicable.

Final Filing Date: 10/26/2026

Do you enjoy working in a fast-paced hybridenvironment with variety in your work? The California Department of Insurance (CDI) is seeking a dynamic Senior Insurance RateAnalystwith experience researching and developingof the proper rate component determination (RCD) factors for rate filings.

If this is you, then CDI may be the employer for you! Under direction of the Supervising Insurance Rate Analyst, the Senior Insurance Rate Analyst will lead a team of Rate Analysts by providing job assignments, reviewing worksheets and written recommendations to assure timely completion of rate filings, accurate analysis, and a high quality work product, and analyzing filings containing rates, rating plans, rating systems, manual rules, and policy forms to ensure accuracy of data, the impact on rates, appropriateness of forms, and compliance with California Insurance Code and California Code of Regulations.

LIMITED TERM - This is a 12-month limited term position, which may be extended up to 24 months or become a permanent position; however, a Limited Term appointment maybe terminated at any time by either the employee or the appointng Power.

Effective July 1, 2025, the California Department of Human Resources (CalHR) implemented the Personal Leave Program (PLP) 2025 and related Pay Differential 386. PLP 2025 requires employees to receive a reduction in pay in exchange for monthly hours of PLP 2025 leave credits. The salary range(s) included on this job posting do not reflect the reduction in pay. For more information, visit the CalHR website( www.calhr.ca.gov ).

You will find additional information about the job in the Duty Statement .

Working Conditions

• The incumbent must be able to work in a high-rise office building
• The incumbent may telework in accordance with CDIs telework policy. Teleworking employees may be required to report to their headquarters office location on designated telework days. Travel expenses are not reimbursed; however other authorized transit subsidies do exist for those who qualify.
• Occasional travel may be required within and/or outside the state of California via private or public transportation (i.e., automobile, airplane, etc.). Travel may include overnight stay.

Minimum Requirements

You will find the Minimum Requirements in the Class Specification.

• SENIOR INSURANCE RATE ANALYST

# of Positions:

1

Work Location:

Alameda County

Telework:

Hybrid

Job Type:

12 Month Limited Term - Full Time

Department Information

The CDI is the consumer protection agency for the nation's largest insurance marketplace and safeguards all of the state’s consumers by fairly regulating the insurance industry. With annual direct premiums of $340 billion, California is the largest insurance market in the United States and the fourth largest insurance market in the world.

Nearly 1,400 dedicated employees work at CDI to oversee more than 1,400 insurance companies and license more than 425,000 agents, brokers, adjusters, and business entities.

RATE REGULATION BRANCH

Rate Regulation Division
Rate Filing Bureau - Oakland II

• Exam list eligibility - refer to exam link below.

Who May Apply

Individuals who are currently in the classification, eligible for lateral transfer, eligible for reinstatement, have list or LEAP eligibility, are in the process of obtaining list eligibility, or have SROA and/or Surplus eligibility (please attach your letter, if available). SROA and Surplus candidates are given priority; therefore, individuals with other eligibility may be considered in the event no SROA or Surplus candidates apply.

Applications will be screened and only the most qualified applicants will be selected to move forward in the selection process. Applicants must meet the Minimum Qualifications stated in the Classification Specification(s).

Desirable Qualifications

• Ability to provide direction and leadership;
• Ability to communicate effectively and analyze administrative and technical problems;
• Ability to develop effective working relationships with all levels of staff;
• Willingness to pursue professional enhancement activities by acquiring and maintaining an advanced working knowledge of insurance products, laws, practices, and procedures through independent study and continuing education courses.
• Remote work options
• Medical Benefits - including health, dental, and vision insurance
• Employee Wellness Program
• Employee Assistance Program
• On the Job Training
• Recognition Program
• Paid Holidays and leave
• Defined benefit retirement program
• Savings Plus Program (401 (k), 457)Every 12 months, based on performance evaluation, employees may receive a 5% salary increase until they reach the maximum salary for the position.

• Flexible work hours
• Remote work options
• Medical Benefits - including health, dental, and vision insurance
• Employee Wellness Program
• Employee Assistance Program
• On the Job Training
• Career Services Program
• Recognition Program
• Paid Holidays and leave
• Defined benefit retirement program
• Savings Plus Program (401 (k), 457)
• Every 12 months, based on performance evaluation, employees may receive a 5% salary increase until they reach the maximum salary for the position.

Benefit information can be found on the CalHR website and the CalPERS website.

Contact Information

The Hiring Unit Contact is available to answer questions regarding the position or application process.

Department Website: http://www.insurance.ca.gov

Hiring Unit Contact:
Classification & Consultation Unit
[phone]
[e-mail]

Please direct requests for Reasonable Accommodations to the interview scheduler at the time the interview is being scheduled.You may direct any additional questions regarding Reasonable Accommodations or Equal Employment Opportunity for this position(s)to the Department's EEO Office.

EEO Contact:
EEO Officer
[phone]
[e-mail]

California Relay Service: 1-800-735-2929 (TTY), 1-800-735-2922 (Voice)TTY is a Telecommunications Device for the Deaf, and is reachable only from phones equipped with a TTY Device.

Equal Opportunity Employer

The State of California is an equal opportunity employer to all, regardless of age, ancestry, color, disability (mental and physical), exercising the right to family care and medical leave, gender, gender expression, gender identity, genetic information, marital status, medical condition, military or veteran status, national origin, political affiliation, race, religious creed, sex (includes pregnancy, childbirth, breastfeeding and related medical conditions), and sexual orientation.

It is an objective of the State of California to achieve a drug-free work place. Any applicant for state employment will be expected to behave in accordance with this objective because the use of illegal drugs is inconsistent with the law of the State, the rules governing Civil Service, and the special trust placed in public servants.