Senior Insurance Product Director - Auto, GL & Excess

Brown & Brown Insurance; United States; Remote; USD 200,000 - 240,000; Full time

Benefits offered by this job

Health benefits

401k

Paid time off

DIB and wellness programs

Job summary

Oxford Risk Management Group in the United States seeks an Insurance Product Manager to serve as the home-office technical authority for Commercial Auto, CGL, and Excess Liability. You will lead product design, governance, and maintenance while coordinating with underwriting, claims, compliance, actuarial, and technology teams.

The role requires extensive P&C product management experience, including state filings, regulatory requirements, and product governance, with strong leadership and

Qualifications

• Bachelor’s degree and 10+ years of Commercial Property & Casualty insurance experience or equivalent.
• Significant commercial casualty product management experience with Commercial Auto, CGL, and Excess Liability.
• Deep knowledge of ISO products, forms, endorsements, classifications, loss costs, filings, and implementation requirements.
• Experience developing or implementing proprietary, non-ISO, and manuscript forms and endorsements.
• Experience managing form, rate, and rule filings and working with state regulators.
• Strong knowledge of admitted, non-admitted, and surplus lines markets.
• Ability to analyze complex coverage, rating, regulatory, and product issues and propose solutions.

Responsibilities

• Own and manage Commercial Auto, Commercial General Liability, and Excess Liability products, including forms and rating plans.
• Serve as the primary technical resource for coverage interpretation, policy construction, and regulatory requirements.
• Develop and maintain ISO, proprietary, non-ISO, and manuscript forms and endorsements.
• Monitor developments and coordinate required product changes.
• Lead implementation of ISO revisions and determine adoption strategies.
• Oversee filings with regulators and manage approval processes.
• Maintain state-specific product requirements and compliance obligations.
• Provide expertise on admitted, non-admitted, surplus lines, and alternative-risk programs.
• Evaluate deductible structures and excess coverage arrangements.
• Establish governance standards and controls for product changes.
• Translate requirements into business and system specs and support testing.
• Partner with key departments to ensure accuracy, compliance, and efficiency.
• Provide functional leadership to stakeholders and external resources.
• Advise leadership on risks, regulatory developments, and market trends.
• Maintain records of product decisions and implementation activities.
• Manage multiple initiatives with technical accuracy and timely execution.
• Develop product guidance and training to support underwriting consistency.

Skills

Cross-functional leadership

Regulatory expertise

Policy language analysis

Strategic product management

Education

Bachelor’s degree

10+ years P&C experience

Tools

SERFF

Policy administration systems

Job description

Oxford Risk Management Group in the United States seeks an Insurance Product Manager to serve as the home-office technical authority for Commercial Auto, CGL, and Excess Liability. You will lead product design, governance, and maintenance while coordinating with underwriting, claims, compliance, actuarial, and technology teams.

The role requires extensive P&C product management experience, including state filings, regulatory requirements, and product governance, with strong leadership and