Senior Injury Adjuster

AlphaStaffHCM; Colorado Springs (CO); Hybrid; USD 64,000 - 90,000; Full time

Benefits offered by this job

Best-in-class benefits

Medical, dental and vision plans

401(k) and pension

Life insurance

Parental benefits and volunteer time

Career path planning

Job summary

AlphaStaffHCM is seeking an Inside Senior Injury Adjuster in Colorado Springs. You will adjust attorney-involved, moderately complex injury and auto-damage claims, determine coverage, investigate, negotiate, and adjudicate in compliance with state laws. Hybrid role with on-site 3 days and remote 2 days weekly.

Requirements include 2+ years auto claims adjusting and 1+ year injury adjusting, plus license within 90 days. Competitive benefits and a clear career path are offered.

Qualifications

• 2+ years auto claims adjusting experience.
• 1+ year injury adjusting experience.
• Knowledge of auto claims contracts, investigation, evaluation and adjudication.
• familiarity with state laws and regulations.

Responsibilities

• Adjusts attorney-involved soft tissue and moderately complex claims with injuries and related auto damage.
• Identify and confirm coverage decisions on soft tissue and bodily injury claims.
• Investigate, evaluate, negotiate and adjudicate claims per authority and documentation guidelines.
• Prioritize workload and provide timely claims status updates to customers.
• Collaborate with vendors and internal partners to facilitate resolution.
• Deliver concierge level customer service with proactive communication.
• Support CAT response and on-call requirements as needed.
• Work on higher complexity claims and perform related duties as assigned.

Skills

Auto claims adjusting

Negotiation

Investigation

Communication

Time management

Decision making

Problem solving

Anatomy knowledge

Financial judgment

Education

High School Diploma or GED

Bachelor's degree (Nice to have)

Job description

A client of AlphaStaffHCM0™ is searching for an Inside Senior Injury Adjuster. This insurance client empowers customers to achieve financial security through highly competitive products, exceptional service and trusted advice.

Job Description

As a dedicated Sr. Injury Adjuster, you will be responsible to adjust attorney-involved, moderately complex claims or moderately complex to include confirming coverage, determining liability, investigating, evaluating, negotiating, and adjudicating claims in compliance with state laws and regulations. Responsible for delivering a concierge level of best-in-class customer service through setting appropriate expectations, proactive communications, advice, and empathy.

Key Responsibilities

• Adjusts attorney-involved soft tissue and moderately complex claims with injuries (e.g., torn meniscus, broken bones, disc herniations) and claims, as well as some auto physical damage associated with those claims.
• Identifies, confirms, and makes coverage decisions on soft tissue and moderately complex bodily injury claims.
• Investigates loss details, determines legal liability, evaluates, negotiates, and adjudicates claims appropriately and timely; within appropriate authority guidelines with clear documentation to support accurate outcomes.
• Prioritizes and manages assigned claims workload to keep customers and other involved parties informed, provides timely claims status updates.
• Collaborates and supports team members to resolve issues and identify appropriate matters for escalation.
• Partners with and/or directs vendors and internal business partners to facilitate timely claims resolution.
• Delivers a best-in-class customer service experience by setting appropriate expectations and proactive communication.
• Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
• May be assigned CAT deployment travel with minimal notice during designated CATs.
• Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Must Have Qualifications

• High School Diploma or General Equivalency Diploma.
• 2+ years of auto claims adjusting experience.
• 1+ year of injury adjusting experience.
• Proficient knowledge and understanding of the auto claims contract, investigation, evaluation, negotiation, and accurate adjudication of claims as well as application of case law and state laws and regulations.
• Proficient negotiation, investigation, communication, and conflict resolution skills.
• Demonstrated time-management and decision-making skills.
• Proven investigatory, prioritizing, multi-tasking, and problem-solving skills.
• Proficient knowledge of human anatomy and medical terminology associated with bodily injury claims.
• Ability to exercise sound financial judgment and discretion in handling insurance claims.
• Proficient knowledge of coverage evaluation, loss assessment, and loss reserving.
• Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
• This role does not provide visa sponsorship now or in the future.

Nice To Have Qualifications

• 4 or more years auto liability/casualty adjusting experience.
• Ongoing professional development with a focus on Insurance
• Bachelors degree or higher

Location

Hybrid: 3 days per week on-site in the Colorado Springs area and 2 days work-from-home .

Compensation And Perks

• Salary range: $64,000 - $90,000
• Hybrid environment
• Best-in-class benefits to support their physical, financial, and emotional wellness
• Comprehensive medical, dental and vision plans, 401(k), pension, and life insurance
• Parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs
• Career path planning and continuing education to assist employees with their professional goals

Disclaimers: AlphaStaff, Inc. and the Client are equal employment opportunity employers and do not discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender identity, religion, national origin, age, past or present military service, disability, genetic information, or any other basis protected by applicable federal, state, or local laws.